Added: 3 years ago
From: jfranco55
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  • OR, you could do the wise thing and get out of debt, and STAY out of debt. Going into debt is a choice, and a BAD one. Aiming for a high CS is resigning yourself to a life of debt slavery. Think about it. You're going to raise your CS so you can borrow money, so later, you can borrow more money and keep the debt lifestyle just rollin' along forever! In the last 3 years, I've gone from 829 to 600 & falling. Aiming for 0, (best score u can hv). My net worth increased by 100K in that 3 yrs

  • Great info vid on getting a high credit score.

  • The best thing to do is pay off your account to 20% of the limit, your score will go up if your maxed out, it is never a good idea to pay it off to zero balance. And never expect to pay off collections and see your score go up, it actually goes down.

    Here is another secret that not so many people know , if you send a payment to your creditor 5 times in one month your score will go up. so if your min payment is $20 , send it in and send $5-$10 four times in the same month.

  • thanks john franklin i will speak too you soon

  • amen brotha!!!!

  • wow, this video helps me a lot. I search on net and i found this useful site about Easy & Proven Tips To Quickly Improve Your Credit Rating : adf.ly/572387/creditrating

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  • @lexingtonlawreviews I used Lexington to repair my credit. Talking to my personal paralegal about my situation helped me to wade through the mess. Lexington helped me get my score up by 247 points! If you're looking for Credit Repair, go with Lexington Law.

    The best phone number for free credit consultation is 1-877-660-3769

    Mon-Fri: 6:00 am to 10:00 pm

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  • "Let a Law Firm Remove your Negative Items from your Credit Report!

    Raise your FICO score and Stop Living with Bad Credit CALL Lexington Law (877) 375-3165

    Couples Save $50 when they sign up together

  • 3.Spread balance evenly across all credit cards (I use only 30-40% of available credit per card) and pay balance in full, a week before due date , 4.Called in and requested a good faith adjustment, 5.Report any inaccuracy to the credit bureaus, 6.Keep older credit cards active (but not too active), 7.Keep all balance low and maintain it at that level (I usually use my debit card once I reach the 30-40% on my credit card). One and a half month later, check my scores and it went from 595 to 635

  • This guy knows what he's talking about, however, paying someone to do something that you can, just doesn't make any sense. Beside, you must be a complete moron pay someone to use your money to pay for your bills. Also raising your credit score by 100 points in 45 days is near impossible. Here's what I did to raise my score by 40 points in 1.5 month - 1.Pay all balance in full, 2.Open a savings account and maintained a daily amount of $2,500

  • good job tiger

  • You can force Credit Bureaus to REMOVE all negative items including judgments, charge-offs, late pays, bankruptcy, repos, etc... Get a copy of the "FREE**GUIDE" that will explain how to get this done for you for free*.  Go to: Negative Credit dot org

  • just kidding dude. dont kill me. i know you are up near VALENCIA.. 661 i love Valencia, Porter Ranch, Santa clarita where they shot Deadwood. my fav show

  • .You look like a KNOCK AROUND guy from Norf JERSEY! I would call but I am afraid of you. You scare me in a Tony Soprano type of way.. Fagetabout it.... What da phuckare yous talking about??? easy... hey hey.. norf jersy

  • @WonderWomanFan4life you sound uneducated and stupid !!! get a life and stop judging people for God sakes

  • @Woofycat

    an maybe i sound stupid to a dumb mutha fucka like you, but those of us who understand how to repair our own credit and have ACTUALLY gotten things removed, paid them, etc understand that this guy is a FAKE. He is full of shit. I wouldnt trust this rat bastard because he looks like a dam liar. SCREW YOU . YOu dont know me. But just listen to him. He cannot do these things. you must be a dam fool to pay him at all . he nevewr even answered my question. fuck him and you

  • What an entertaining and educational video. I think I am going to show it to all of my clients. He is going over the basics. "Get rid of..." entails doing specific things such as disputing inaccurate, out dated & unverified items AND negotiating and/or paying off items that can not be removed as we help our clients to do. He knows his stuff...This is a TEASER... Good video

    RealtyRocket(a)RocketMail com

  • the Credit Score is a way for loan sharks to tell them how much of a big sucker fish you are.

    the credit score tells them how much money they can make off you. if a bank or credit card company cannot make money off the interest, then they won't loan you money.

    so paying on time and to avoiding fines is not in your credit score best interest

  • If your credit sucks like mine did I used a company called Credit Repair Magic to repair my credit and saw results within just days. The main thing that I was able to do with this program was to dispute negative entries on my credit report, which drove my score up as these were deleted. Since most companies cant verify the info on the credit reports, I was able to make my credit score rise dramatically with just a few clicks of the mouse. Click on my channel mycreditrepairmagic for details.

  • I'm assuming that he means well... My guy, Charlie, is the man tho. 8885223187 You can't go wrong.

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  • what fico score are landlords looking at to rent an apartment?

  • my score is at 650....and ill tell u this ppl....itz still not good enough...sumtimez i wonder how the system workz...ugh!

  • @antonio090688

    I suggest you educate your self, buy books related to the subject

  • What is this guy talking about? Pull your credit report, anything over two years old, contest it because the old debt probably has been bought and sold, dont bury your head in the sand as most people with bad credit do, like I once did, it will hurt you in the long run.

  • I have 2 credit cards that were closed by the creditor but I've paid them off and they say $0 balance on my credit report. I don't know of anyway to turn that into a good situation....can't delete it...is there anything I can do???

  • This is dumb... you can't just wipe out collections (unless you dispute them and the original debtor doesn't respond or it doesn't actually belong to you). You cannot wipe off a judgement... you cannot wipe out past due accounts.. If you paid late, it's there for 10 years.. SCAMMMMMM

  • First off... there's a difference between hearing a listening. He means... get rid of as in... "PAY OFF".

    Nothing this gentleman is saying is incorrect. They are all 8 EFFECTIVE ways to decrease credits. I managed to increase my credit by 122 points in a matter of 4 months. So L I S T E N !

  • @AJiggaFromMyspace

    thats why he pointed out his number so he can inform you better as far as your personal situation.

  • You can settle with collection agencies and pay for delete...in many cases. I just paid for delete with one collection agency and now my score jumped by 29 points.

  • @AJiggaFromMyspace ur an idiot, I've deleted bk's, judgements, collections and every other type of item from a credit report and I don't even fix credit for a living.

  • @AJiggaFromMyspace

    I get that stuff deleted for people all the time. You can see proof on any one of my videos.

  • @AJiggaFromMyspace its for someone who doesnt know and have the money to pay it but he's lazy to do it or has an apportunity to borrow from friend or family to pay it.

  • @AJiggaFromMyspace by law after certain time fram the lates have to come off... i think its 4 four thern u can request the 4yrs or greater off. i did it with my student loans

  • @AJiggaFromMyspace

    exactly.. he cannot dupe those of us who know the dam truth.. he is bullshitter

  • @AJiggaFromMyspace Of course you can strip out a judgement if you know what you're doing.

  • ????

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