If you are buying a Bank of America Short Sale, WATCH THIS

[rosieyposie7]

...WOooooo!....WHattttt! We got the same CROOKEDNESS missing note

WE'RE NOT DOING ANY SHORT SALES unless BANK OF NY wants a FIGHT on their HANDS!!! thanks 4posting about BANK OF AMERICAN (COUNTRYWIDES CROOKED SOLD NOTES) Good luck with your case, God bless you, Rosiey

ps. if you write a personal letter to WDC like I did after I motioned the CS judge & bank of ny to produce our familys ORG COUNTRYWIDE NOTE maybe BANK OF AMERICAN

will STOP STEELING SHORT SALE DEALS away any more!

[bigrsoul]

WISH YOU WERE WORKING FOR ME

[Gotchacamera]

Good for you! It's about time I see a Realtor fighting for the rights of buyers. This happens all the time in California. I know people who have purchased BofA properties and they are waiting with adequate physical protection and cameras for the Home Invasions of BofA wrecking crews. Where is Homeland Security to stop these out of control banksters? BofA needs to be prosecuted as well as the moron managers who authorize this practice.

[jvolstad]

You should do a video about the NAR and all of it's lying used house salespeople. Oh sure, it's always a good time to buy.

[kingmeirl]

Go get 'em! Good Job.

[richardandrewsjr]

What Americans need to do is TAKE THEIR MONEY OUT of Bank of America, and put it in a community bank. We need to speak with our MONEY. We have been brainwashed and tricked for far too long. Get your household in check, and go to a community bank. Stop trying to Keep up with the Joneses, and get out of Debt people. Educated others and break these huge corporations up that are robbing the middle class family blind! Please wake up!

[JetRanger0007]

Bank of America is a total Fraud, they thrive on lies & Corruption from within ! They will eventually screw you out of every dime - Stay away from Bank of America , JP Morgan Chase, Citi Bank, Wells Fargo !

[TheMEK3]

Where are you from??

[lindarithchhay]

Thank you

[mikebrandimarte]

whats a short sale

[101adamsfamily]

I will never do another B of A short sale! I am a real estate broker in Harker Heights, TX. I represented a buyer purchasing a B of A short sale a few months ago. The short sale was approved in writing by B of A. Four days before closing (after the buyer had spent over $1,000 for the appraisal, inspections, and survey), the listing agent received a letter from B of A saying they had foreclosed on the home two weeks earlier. The seller had not been informed. The buyer lost his $1,000.

[leighbrownremax]

@socalfrank oh-and a big mouth? you bet i have a big mouth, when my clients or my customers are in trouble. the banks are counting on those of us on the ground to just work away and not call attention to situations like this. my issue wasn't with the mistake-rather with the fact that BofA said it's not a surprise.

[leighbrownremax]

@Socalfrank i have completed default training with all of the schools, and am an active REO agent. I get the rules on personal property...but if you will watch the video and understand the situation-this occured AFTER closing. No rogue agents were involved, and the preservation folks were just following bad orders.

[socalfrank]

If you had any training in foreclosure though any of the default schools, you would know that any time there is ANY personal property left on the premises whether on a driveway, patio or inside the house, where the value is greater then $400. You do not lock-out, but rather inform the asset manager that the property is occupied. Rogue agents and property preservation companies who don't follow the rules are just making life more difficult for those of us who do.

[winstonsalemhomes]

Thanks for posting Leigh. I've had two bad experiences with Bank of America Short Sales. We had ready willing & able buyers (cash). And B of A took three months to reply. On the first, the buyer/investor found something else, so it went to foreclosure. Now a year and a half later, it's still not on the market. The second we were about 2500 apart, and then B of A went UP on their counter. Unbelievable! The buyer/investor event went up to their lowest counter offer. B of A WENT UP AGAIN!

[socalfrank]

This is not typical and also illegal. Even if the property would have been foreclosed, they need to post a personal property eviction form on the door and give 45 days notice before they can trash out. If the trash-out would have happened, I bet the homeowner could have filed a huge lawsuit and won all types of punitive damages. This hysterical video is made by a stereotypical realtor who has a big mouth and a little brain; gives realtors a bad name.

[winstonsalemhomes]

@socalfrank It may not be typical and illegal...but it happens. I've worked for an REO broker and property preservation co. We were assigned a foreclosure listing (approx $400k) by BofA & told to re-key it. There was a corvette in the garage, but the home was unfurnished and looked like it was being remodeled. We re-keyed & the homeowner called later pissed off. We were able to find out it was not in foreclosure & had to pay for a front door which was damaged in the re-key. So lay off her.

[mrearlygold]

Well in Florida if you are caught inside my house you will have a problem you can't handle.

[ShortsaleBrothers]

LOL, BOA has piles of forclosure files on their desks. They are mis- managing these files due to pure volume. Many properties have trash out crews securing the home BEFORE the home is even foreclosed. I have helped homeowners file restraining orders against them, as well as assisted homeowners on civil suites. We all need to start bringing civil cases against the ponzie scheeme of the banks using the laws in our favor. The banks can only abuse people who let them do so.

[TheRebeccaWhite]

OMIGOD--my two worst short sales (2 1/2 years for one and 16 months for the other) were both with Bank of America. And just when I didn't think they could be more insensitive or idiotic, they pull this crap? God I hate them even more now. I am about to add Wells Fargo to that list as they gave me 1 day to close a short sale--and I don't even have approval from the 2nd yet!

~Rebecca in San Francisco

[tdawgUM94]

Could you be a little more specific? Please don't spread general panic over a situation specific problem. Thank you for identifying Charlotte, NC as your area of expertise. Did you deal with BOA specialists? Did they assign the borrower/investor loan to the appropriate department? Are you saying you would rather sell your buyer a bank owned foreclosure to ensure appropriate processing? You have one anecdotal experience to share in this video.

[leighbrownremax]

@tdawgUM94 I was very specific in describing the situation, although I did purposefully leave out the addresses and names of the other parties since I respect the privacy of others. I did deal with BofA specialists and the appropriate departments. Please view the video and you will see that the reason I shared is that BofA admits to a flaw, and I want folks to be aware-that's all. I will sell shorts/foreclosures/regular sales, whatever makes the most sense for my clients. But caveat emptor.

[blue46gt]

Awesome! 

[Skeptic121]

As soon as some BofA representatives are shot dead as home invaders, BofA will feel the heat. They will never see the light but good businessmen feel the heat and dead employees are heat. It is regrettable for a Christian to have to kill working men who think they are just doing their job, but it counts as self-defense. As the Marine Corp taught years ago: "Ambush is Murder and Murder is Fun"

USE RIFLE BULLETS because they KILL KEVLAR.

[gimmeyootoob]

Good for you, Leigh. If I lived in your area, YOU would be my choice for a realtor!

[SpaceMonkeyCafe]

you rock lady. batter up!

[patbahn]

technically in most of those southern states, you can shoot and kill a trespasser in defense of your home. I' surprised that hasn't seen more gunfire yet.

[HUDSecrets]

That's why we don't even encourage our buyers to buy shortsales. HUD Home sales are the new gold standard in real estate sales. NO DOUBT About it. View our HUD Secrets website.

[HUDSecrets]

That's why we don't even encourage our buyers to buy shortsales. HUD Home sales are the new gold standard in real estate sales. NO DOUBT About it.

[wright4ULG]

I have posted your youtube on piggybankblog com, where my tracker shows that the BofA CEOs are on my site every day. I created piggybank blog for all those who have been abused by Bank of America potentially irregular, fraudulent and simply abusive business methods. You are welcome to join our fight.

My name is John Wright AND I AM FIGHTING BACK!

John Wright

piggybankblog com

[1364jimmyz]

Please run for president! Please!

[ChrisRane]

Thanks for getting the word out

Do not do business with TOO BIG TO FAIL banks

Support small community banks and credit unions

[1Guitarslayer]

start shootin the muthafuchaz, this shit'll stop right now!

[Isinia1979]

The 2 people who disliked this video are from BoA.

[xRicanReaperx]

Hottie =p

[veezeekay]

We shot the guy in the leg with a pistol. The police came. The bank employee was trespassing.

[MajorCaliber]

DAY-um... in FLORIDA, that would be a straight-up "bright line" violation of 'The Castle Doctrine', and you could shoot, stab, or bludgeon every one of the mofos that came to "rekey" or "trash-out" or violate YOUR domicile in any way! I know a couple of Iraqi vets who are kinda Jonesing for some action like that!... OTOH, banksters ARE more powerful than Duh Gov, so you might be charged with firing on law enforcement officers... :roll:

[tinfoilcap]

Ugh! I've got an offer on a short sale. I'm not sure who owns the mortgage. I think Wells Fargo. What is UP with these bankstas?!

[MrCondoking]

Bank of America is HORRIBLE. Chase and Harris bank are actually worse

[amazingtweets]

Sounds like critical miscommunication between departments. Was there a 30-day notice that wasn't properly cancelled?

[jonathanjeffer]

let them trash a house they don't own anymore and cart off your processions. Its called breaking and entering and burglary - Then sue the bejesus out of them

[glennmg]

Good video Leigh - good that you have spoken out about BofA. BofA has gotten way too big for effective corporate communications in light of the all the detail information associated with transactions today. Being a corporate entity, the decision makers are away from the day to day operations and in all likelihood receive filtered information from those below them. One has to wonder about how many unfavorable situations exist for which no one is speaking up about. There should be more videos.

[grimcity]

Any way we can clone you a few times and have you come to Louisiana? You rock.

[subliminalzim]

"nonplussed" means "confused".

[sanvenDe]

With a signed contract, deed, loan, etc... BoA coming into my home would be breaking and entering. Taking my things, from my legally occupied and owned home, would be robbery...

Every single person who was involved with taking my things would be in jail, and BoA would be having a damn fine time talking to my insurance agent about the theft claim, and my lawyers about changing the locks on my property.

[myretarnation]

We just made an offer on a Short Sale owned by BofA in San Jose area. Loan process is suppose to start in a day or two. Now this has really gotten me scared. I wonder what else I should watch out for ? :(

[ytgv3fc7]

@myretarnation You should probably expect as soon as no one is home that everything you own will be destroyed and thrown out or confiscated. Banks are thieves, especially Bank of America. Watch out

[leighbrownremax]

@myretarnation i would have your buyer agent call BofA and verify if there is an auction date on the property and find out how active it is inside the foreclosure department. be prepared that they may winterize/rekey/cap wiring on the house even if you are in escrow. doesn't mean you shouldn't buy the house but you and your agent need to hammer them for dates and information.

[abledanger01]

@myretarnation to answer your question... you sighed to pay back a sum of money at interest and then that promise was used to create the money that was loaned to you. in other words you created the credit that was loaned to you and will not pay that back with interest. if you are still having trouble with that then watch a documentary called "money is debt". and your welcome.

[cxa2500]

BofA is Mafioso

[neocon70]

yeah. the bankster jews are not going to like this. consider her dead.

[DraconumPB]

@neocon70 "bankster jews"? Wow. Just because Bank of America are crooks doesn't mean WE can't be civil.

[pschectman]

@DraconumPB

[Atheyst]

I own a Property Preservation company. This likely happened because the trashout crews work with larger companies because BoFA will only work with national "chains" the chains are over run with jobs and will hire almost anyone to do trashouts.

[frosted74]

I was trying to buy a short sale last year for the first time homebuyer's credit. Being a first time buyer, I was unaware that for 6 months the bank did not even respond to the offer, even though it was comparable to the others locally. Basically, they screwed me out of my 8,000 tax credit. I later bought a house with an M&T bank mortage, and lo and behold, one month in, fucking BofA buys the mortgage, so now I have to pay those assholes. GRRRR

[abewoelk]

How does BOA do this without getting sued for millions of dollars, having its close-out crew criminally prosecuted for breaking and entering, and at least occasionally having its close-out crew shot by an angry homeowner defending his house?

[diazgrp]

I would hire an attorney or get ready to sue and or be sued by the person or persons the bank stole the house... tar baby lawsuits will be flying into the federal courts. They are designed to stick to anyone who touches the fraudulent transaction, including FORECLOSURE INVESTORS!!!!

[ElleEstTrois]

You go! Agent with GUTS!

[GregDiablo]

Thank you for standing up to BofA. Shout out to Les Purce, president of The Evergreen State College which uses BofA as its banking institution--you need to show the same kind of leadership that this woman has. Stop supporting BofA with Evergreen's good reputation. Tell the state legislature to get another bank.

[guitarslim56]

Heck, yeah!

[Bamont]

Thank you very much for telling it how it is.

[fems2112]

Just spend the 350 more $ to file a Declaratory Judgme3nt with the local courts, probably cheaper than hiring security. It;s getting better every day.

[vanessafabulay]

I'm glad you did this. BOA can't be reasoned with, maybe they can be shamed into getting their act together.

[etheralwizard]

A bank seizing a house when the bank does not have a right to seize it should be a FELONY.

[bhikshuni]

Thank you for your service to humanity! We need more people like you on the front lines!

[54step]

Agree with the video: We list foreclosures for banks as part of our business. Have short sale certification, and have attended short sale seminars, even some put on by B of A. The unifying message during those various meetings was short sales are troublesome and dangerous. They strain relationships, & take forever, and then often DON'T close. My philosophy is to explain that we can buy a foreclosure, but not a short sale.I don't show short sales, too much pain!! Don't do them folks!

[ubertser]

if im legally own the house with paper work in my hand, let them try step into my house, they will be look down the barrel of my 45. Put up a sign that said trespassing will be shot, let them try now.

[steve40004]

Thank you for doing this!!!!

[nzdee2]

I wish she would have named names...if everyone did this AND named names...it might actually make a difference.

[antispamdinista]

We need to make this viral.

[AlphaGeminorium]

@antispamdinista It's on FB now. Might happen.

[andreo]

I've been through 8 closings as a regular buyer or seller. I can say one thing. If the buyers are going though this then I can't even imagine what the bank is doing to the sellers...

I've found that the biggest surprises pop up after the closing, normally initiated by a bank.

[DebbyDeb]

Thanks for being loud on this subject. People need to hear it!

We just relocated and bought a house. We didn't look at bank properties and refused to finance through a bank (went with our credit union) because of their dirty dealings.

[MrMrZDad]

Bought a BofA short sale 7 months ago. 39 days from start to close. Smooth as silk. No problems. But BofA did send a package to a month or more after close to the borrower about doing a loan mod.

[pearl298]

Chase is even worse! I had a friend who had to chase them away with a shotgun and still they came back!

Do not touch bank "owned" real estate, the banks are screwed up and the crooks know it.

[tstormchik]

2 people are BoA board members.

[dukerahrah1]

Way to go, Leigh.

[wipeout97]

BofA......a true example of a growing company which is never concerned with growing pains but instead focused on profitability. Horrible company and I hope no one is dumb enough to support this bad business.

[MDGolfcartguy]

THIS HAPPENS ALL TOO OFTEN! Had something similar happen to me, only valuable property stolen. EVEN with NO TRESSPASSING Signs and phone numbers on it. Its conversion. Make sure to file a police report immediately. Its simple theft. Then, get a full accounting of the removed items. Next hire a good attorney. YOU WILL GET PAID. Although there is a lot of grief, and the feeling of violation, you will prevail. Document EVERYTHING. Photograph EVERYTHING.

[fastpupdogtraining]

Anyone who still thinks that the banksters are not criminals needs to watch this video. Please repost this video everywhere! Bank of America and all the other criminal bankster gangsters are laughing at American citizens while they rip us off with the help of our elected officials.

[8bithack]

This is a terrible story. Unfortunately, you are really annoying or this might get more publicity.

[Sergtherock]

@8bithack You aren't kidding!!!!

[sonikiller0351]

Caught your video on Consumerist.  Thanks for getting the word out!

[danstvguy]

Nice goin' darlin.! We need agents like you out here in Foreclosure Central (Phoenix).

[atcsgs]

Move your money now!

[MeansDarling]

You're awesome.

[copnomo]

Great job.

[gojoe36]

Maybe give out Brian T. Moynihan home address and go to his house and ask what's up fat cat. One day they will break into a home and get shot because some one thinks it's a burglar....Anyone who still banks with those folks is an idiot or has any type of loan with them.

[jessewaugh]

Bank of America is getting desperate.

[jacksonartl]

I hate BofA

[kcdepe]

Leigh, you ROCK!

BOA bought my mortgage a year ago, shortly after I re-financed to buy out my X...

Thanks for the warning,

Yer Delaware Cousin,

Ken

[krsoccer19]

my wife and I had the same problem, and we have gotten no where with them. We closed on our home in July and 2 weeks later we came home to see that our back door had been broken into and the locks changed. What actions can we pursue against BOA?

[leighbrownremax]

@krsoccer19 call them and tweet them @BofA_info and see what you get. they should at least be acknowledging the error and making it right.

[ruthven78]

@leighbrownremax - screw that they should be compensating by fixing the door & door frame, then replacing all the locks....for free, and giving these people some "sweet incentive" to make the problem "go away"......I'd say, lawyer up.

[noirdamecom]

@krsoccer19 Sent you a message with BOA address and some info that may help.

[Inuyashatg98]

@krsoccer19 find where they live, breakdown their back door and re-key their house and see how they like it.

[foxrn211]

Nice job Leigh!

[crfranchises1]

I so can't freaking wait to dump BOA. After my loan was sold 4 times they are who I ended up with.

[MegaAgentRealEstate]

Great video! Unbelievable that Bank of America Shareholders would allow this and the 9000 other stories keep happening!

[kristalkraft]

It's about job security for BoA. If they do a good job and get rid of all the short sales and reo's then they will be out of a job.

[jamesleetn]

why not just call the cops and have them thrown off the property. BTW, I hope your buyers got owners title insurance.

[kenmontville]

It's time to kick ass and take names. This is a travesty.

[sandicather]

Oh MY WORD! How horrible! As agents, we are ALL dealing with these foreclosures and shortsales. Bank of America is horrible and Leigh's story is horrific. There are monkeys running these "businesses". Folks that don't care, don't have a clue, and only want to get through their paperwork at the end of the day. Be aware folks! Bad news. I'm glad Leigh Brown took the time to make this video.

[AmyStoehr]

This needs to hit the national news; unbelievable!

[donnaclloyd]

I am so weary of having to deal in an areana where intelligence, responsiblity, accountablity, communication, and any ability to respond with common sense flexability seem to be required at all. This is an incredulous story! THANK you for your willingness to put it out there where others can benefit. This is an example of LeighBrownOnYourSide! Charlotte folks needing professional, committed representation will want to call someone with the boldness and leadership you display!