Is Medicare Advantage Dead?

[Becauseuranidiot]

Mr183462....nevermind you can't educate the unwillimg

[Mr183462]

If you would have taken out a medicare supplemental instead of a MA plan you would have paid ZERO!!!

[mustangersalie]

Hussein's ''health care plan'' is to eliminate all the seniors & disabled that he can -plain and simple

[gmmort3a]

Regardless of who is right, these facts are indisputable. Seniors DO NOT have to sign up, they can stay on Medicare if they CHOOSE. They CHOOSE to participate for those additional benefits that fit their budget and HC needs. But CHOICE will soon be gone, CIGNA is out and soon others will follow. All that will be left is one option forcing you to pay and receive what it decides is acceptable.

[Mr183462]

Mr. Idiot If you are on a medicare advantage plan medicare pays ZERO on the bill because you are NO LONGER ON MEDICARE!!!! MEDICARE ADVANTAGE TAKES THE PLACE OF MEDICARE!!!! What you are talking about is a medicare SUPPLEMENT. You need to learn the difference.

[Becauseuranidiot]

Well evidently you are a moron and if the shoe fits... Any MA standardized or not....Pays the 20% medicare does not pay less its associiated deductible. ie., 100,000.00 Bill Medicare pays 80,000.00 and all MA's are required to pay, less the annual deductible, 20% of that cost.  You need to read the existing federal law pertaining to Medicare Part C and stop posting inaccurate information....

[Jsd8675]

@Becauseuranidiot Haha wow... you don't even understand what Medicare Advantage does, and you're calling an insurance agent a moron.

[Becauseuranidiot]

@Jsd8675 I am an insurance agent and have represented MA, MAPD and SUPP Plans for every major company for many years....and evidently you are a moron.

[Damis101]

Medicare "Advantage Health Plan" is a program that needs to die. This is a rip-off for seniors and has nothing to do with their Medicare. The Advantage Health Plan is a private insurer that has made big bucks hijacking seniors over to their plan--unbeknownst to them, of course, thanks to a slick advertising campaign.

[residentzombie]

You have no idea how Medicare Advantage works nor the benefit of them.

[Mr183462]

I am a licensed Insurance Agent, Damis is right, seniors think they are getting a better coverage then original medicare (part A & B) but they aren't. The only requirement that a medicare advantage (MA) has to meet is it is required to provide at least the same coverage as original medicare. Sure they will throw in prescriptions, eye & dental coverage but when you have $200,000 in chemo bills from cancer treatment that the MA doesn't cover alot of good that will do you.

[Becauseuranidiot]

So your an insurance agent....did you listen to the section in your class where Med Advantage Plans pay the 20% Chemo Bill that Original Medicare does not Pay. You sir are a MORON

[Mr183462]

You need to double check your information, MA's are not standardized therefore like I explained above they are only required to provide at least the same coverage as original medicare. Thinking that all Med Advantage plans would pay more than medicare doesn't make sense. You truly show your intelligence with the moron comment.

[mustangersalie]

- i have medicare blue cross advantgage medical only and had a major operation & was only susposed to be in the hosp 6 to 7 days but was actually in for 16 days i only had to pay $350 total & my very good advantage plan paid the rest - now on just regular medicare i would have had to pay at least 20% on one big whopping bill which my basic math tells me it sure would have been a LOT more than $350.00