See I dont agree, I think that you have to be critical of what your major you choose, and choose something that you know we need. I actually have "college conspiracy" uploaded on my computer with my sources for a paper on homework that im writing, saying stop giving us useless useless rhetoric and balance things better, but im still pro college.
I can't help but think that your plan for earning money is well... secure. Maybe jobs are hard to find, even with a college education, but you can't honestly expect to live your life through the money you gain from McDonalds and investments in precious metals. I trust you will give careful thought in your investments, but investments are still investments. They can be very risky. I still feel it might be more safe to get a job after graduating a good college.
@8GenesitH8 Nobody, not even a job, can ensure financial security. However, my personal plans that i have aside from what I have discussed are not part of the point. I have other securities involved and yes, I do plan on gaining my degree from a small tech school SELF-SUFFICIENTLY. That's the name of the game. Living life self-sufficiently without depending on the system for useless, scam-like loans. I do not care to share my entire life plan with the community.
You are a very talented individual. I know that you are going to be successful, college or no college. Maybe there is a good music engineering school close by? Have you checked that out yet?
So 4,100 per semester for say 5 years is 41,000. Starting salary for a computer scientists/programer/software engineer is what, 56,000? 41,000 (assuming no grants or scholarships) isn't that much compared to what you would make over a 35 year career.
Yup - what you say is absolutely spot on & one of the things that's screwed up in the education & financial systems.
As for your insights into the governmental involvement - you may have a real point to make.
Either way, with the job situation being an "employers' market" due to the surplus of potential employees (both 'qualified' and not), having qualifications is still the best route to escape a lifetime of "minimum wage"...
...employers will always take on those that "best fit" their business plan.
Investing in gold is, to my mind, wise (a self-validating dollar/currency is fallacious) :-)
As for staying in work now - this is kinda how most people (with sense) actually handle this situation: Do what (work) needs to be done to achieve fiscal stability - in order to then further one's education as time/finances allow.
For me, this has kinda happened in 5-10 year 'bursts' throughout.
Depending in what field you go into a college degree is just a little better than a high school degree. There's so many college graduates that have no jobs and have to pay back loans on top of it.
Unfortunately, everything you said is true. Fortunately, you have figured this out before falling six figures into the hole. Good success to you in attaining your goals.
from a financial aspect, yes, many college students get screwed over. College has been fucked over for a while now. Just realize that it doesnt apply to everyone-i have friends with 40,000 in loans, but right out of college are earning 55k +. it all depends on what your learning, what the market wants, and most importantly, what YOU want. Thats the point of college for many-not to earn more money, but to do what you want to. IF i had to guess tho, 50% of those who attend get screwed financially.
I wouldn't have my current job if I didn't have a degree. Whether it is worth it or not is a wholly relative thing. Many employers will pay for you to go back to school, once you have established your worth to them. Of course, you'll have to study what they are willing to pay for. On the other hand, you might be perfectly happy working at a job that doesn't require a degree (or working for yourself)
I think that judging your own circumstances is far more important than examining social issues.
I concur man. Though to be honest I flunked out the first time. I keep hearing horror stories from my pals our service desk, they spent their whole lives getting computer degrees...then all the technical jobs get outsourced to friggin india. Now they're thousands of dollars in debt and they're stuck with a dipshit like me transferring phone calls to Indians.The only positive for college is networking with folks that can get you access to weed and chicks.
@Nagneto Another thing is, that fairy tale about having a career all lined up for you after college is utter bullshit too. Again, networking is KEY. If your grandpa is buddy with a manager of a business, you're gonna get in. If nobody in the company knows who you are, they won't even look at you. Basically it doesn't matter who are or what you know. It's more about who you know to get you in.
I went for two years for Computer Networking, graduated, and can't really get a career started in that field. You go to school, get all As, beat the hell out of your classes and learn everything you can, just to get out and realize that the jobs aren't there and that you've pretty much wasted your time.. and then you go work at some place like Wal-Mart because you're broke as hell and need to live. Yep, that was me.
i'll be paying for pretty much the rest of my life for a bachelors in religious studies not worth much more than the paper it's printed on. now, this is my own damn fault, but i recall admissions people, guidance councellors, etc telling me, "go for what you're interested in, don't worry right now how you will use it." thanks for that....
Degrees are prerequisite for almost any job that pays decent wages. There are SOME fields you can learn on your own and get certified through other means, but degrees still help. General IT work for example is one of those kinds of fields.
Think of it as food, its something that is necessary. If you don't have the money to buy food, are you going to starve to death, or are you going to purposely indebt yourself in an attempt to survive. I know that metaphor is a lot more serious, but do you get what I'm trying to convey here?
@CompleteRationality the thing is too many college degrees are useless or near useless and wouldn't help you much in finding a job that you could have gotten even without a college degree. So jobs DO require a college degree, but still college does seem over PRICED compared to its benefits for MANY people.
@CompleteRationality no I am saying college can beneficial for finding a job but that's only for CERTAIN degrees such as medicine. Many degrees are pretty useless.
@supersmash43 And also that it should come before the economic issues we have even though it greatly contributes to our economic problems. The government is making a necessary sacrifice.
@CompleteRationality I get what you are saying, but there is a HUGE difference between how things we're and how things are. We are watching the same thing happen with the college market as we did with the housing market. Offering these college loans to almost any student (more than HALF of which have no way of paying it back) is going to cause another economic collapse - especially when american tax payers are provided with the bill later.
Since you were awarded the Pell Grant, I assume you understand how millions of people are at a complete inability to pay for everything which puts some people at a terrible disadvantage in life. Government loans make a huge difference. There are those with parents who can pay for their education but it would suck if everyone else was screwed. I agree with what you are saying, but I think this issue should supercede a budget deficit or inflation.
I like your channel and hearing what you have to say dude, but if the government didn't give out loans, a LOT of people would not be able to go to college. You do realize how expensive it is, don't you? Do you realize how damaging it is to be denied an opportunity of education because of finances? Also, not everyone goes to college for a good job in the future. I'm not implying that is what you said, but you only mentioned financial benefits and disregarded all others.
See I dont agree, I think that you have to be critical of what your major you choose, and choose something that you know we need. I actually have "college conspiracy" uploaded on my computer with my sources for a paper on homework that im writing, saying stop giving us useless useless rhetoric and balance things better, but im still pro college.
jo3jo3221 4 months ago
Its very simple, if you are a good student go to college, if not don't go. A "C" average degree is worthless these days.
biggerflexible 4 months ago
I can't help but think that your plan for earning money is well... secure. Maybe jobs are hard to find, even with a college education, but you can't honestly expect to live your life through the money you gain from McDonalds and investments in precious metals. I trust you will give careful thought in your investments, but investments are still investments. They can be very risky. I still feel it might be more safe to get a job after graduating a good college.
8GenesitH8 7 months ago
@8GenesitH8 Nobody, not even a job, can ensure financial security. However, my personal plans that i have aside from what I have discussed are not part of the point. I have other securities involved and yes, I do plan on gaining my degree from a small tech school SELF-SUFFICIENTLY. That's the name of the game. Living life self-sufficiently without depending on the system for useless, scam-like loans. I do not care to share my entire life plan with the community.
ItchiroCannotDie 7 months ago
You are a very talented individual. I know that you are going to be successful, college or no college. Maybe there is a good music engineering school close by? Have you checked that out yet?
TeaMaster1978 7 months ago
So 4,100 per semester for say 5 years is 41,000. Starting salary for a computer scientists/programer/software engineer is what, 56,000? 41,000 (assuming no grants or scholarships) isn't that much compared to what you would make over a 35 year career.
moscowfragfest 7 months ago
What's the inflation rate for a college loan these days?
moscowfragfest 7 months ago
Yup - what you say is absolutely spot on & one of the things that's screwed up in the education & financial systems.
As for your insights into the governmental involvement - you may have a real point to make.
Either way, with the job situation being an "employers' market" due to the surplus of potential employees (both 'qualified' and not), having qualifications is still the best route to escape a lifetime of "minimum wage"...
It sux, but that's how it seems to work :-(
BrianJ1962 7 months ago
(cont)
...employers will always take on those that "best fit" their business plan.
Investing in gold is, to my mind, wise (a self-validating dollar/currency is fallacious) :-)
As for staying in work now - this is kinda how most people (with sense) actually handle this situation: Do what (work) needs to be done to achieve fiscal stability - in order to then further one's education as time/finances allow.
For me, this has kinda happened in 5-10 year 'bursts' throughout.
Education's an "ongoing"...
BrianJ1962 7 months ago
Depending in what field you go into a college degree is just a little better than a high school degree. There's so many college graduates that have no jobs and have to pay back loans on top of it.
acooper37 7 months ago
Unfortunately, everything you said is true. Fortunately, you have figured this out before falling six figures into the hole. Good success to you in attaining your goals.
mahdatonta 7 months ago
from a financial aspect, yes, many college students get screwed over. College has been fucked over for a while now. Just realize that it doesnt apply to everyone-i have friends with 40,000 in loans, but right out of college are earning 55k +. it all depends on what your learning, what the market wants, and most importantly, what YOU want. Thats the point of college for many-not to earn more money, but to do what you want to. IF i had to guess tho, 50% of those who attend get screwed financially.
peteheatb3 7 months ago
Hopefully we can work on all that has dissuaded you... Things get better...
AgentOfDoubt 7 months ago
I wouldn't have my current job if I didn't have a degree. Whether it is worth it or not is a wholly relative thing. Many employers will pay for you to go back to school, once you have established your worth to them. Of course, you'll have to study what they are willing to pay for. On the other hand, you might be perfectly happy working at a job that doesn't require a degree (or working for yourself)
I think that judging your own circumstances is far more important than examining social issues.
Friendough 7 months ago
I concur man. Though to be honest I flunked out the first time. I keep hearing horror stories from my pals our service desk, they spent their whole lives getting computer degrees...then all the technical jobs get outsourced to friggin india. Now they're thousands of dollars in debt and they're stuck with a dipshit like me transferring phone calls to Indians.The only positive for college is networking with folks that can get you access to weed and chicks.
Nagneto 7 months ago
@Nagneto Another thing is, that fairy tale about having a career all lined up for you after college is utter bullshit too. Again, networking is KEY. If your grandpa is buddy with a manager of a business, you're gonna get in. If nobody in the company knows who you are, they won't even look at you. Basically it doesn't matter who are or what you know. It's more about who you know to get you in.
Nagneto 7 months ago
I went for two years for Computer Networking, graduated, and can't really get a career started in that field. You go to school, get all As, beat the hell out of your classes and learn everything you can, just to get out and realize that the jobs aren't there and that you've pretty much wasted your time.. and then you go work at some place like Wal-Mart because you're broke as hell and need to live. Yep, that was me.
DarthMocha 7 months ago
i'll be paying for pretty much the rest of my life for a bachelors in religious studies not worth much more than the paper it's printed on. now, this is my own damn fault, but i recall admissions people, guidance councellors, etc telling me, "go for what you're interested in, don't worry right now how you will use it." thanks for that....
BillKiernan 7 months ago
Degrees are prerequisite for almost any job that pays decent wages. There are SOME fields you can learn on your own and get certified through other means, but degrees still help. General IT work for example is one of those kinds of fields.
CosmicThinking 7 months ago
Think of it as food, its something that is necessary. If you don't have the money to buy food, are you going to starve to death, or are you going to purposely indebt yourself in an attempt to survive. I know that metaphor is a lot more serious, but do you get what I'm trying to convey here?
CompleteRationality 7 months ago
@CompleteRationality the thing is too many college degrees are useless or near useless and wouldn't help you much in finding a job that you could have gotten even without a college degree. So jobs DO require a college degree, but still college does seem over PRICED compared to its benefits for MANY people.
supersmash43 7 months ago
@supersmash43 Yes, I totally agree with both of you guys on that one. All I'm saying is college has other benefits besides getting a decent job.
CompleteRationality 7 months ago
@CompleteRationality no I am saying college can beneficial for finding a job but that's only for CERTAIN degrees such as medicine. Many degrees are pretty useless.
supersmash43 7 months ago
@supersmash43 And also that it should come before the economic issues we have even though it greatly contributes to our economic problems. The government is making a necessary sacrifice.
CompleteRationality 7 months ago
@CompleteRationality I get what you are saying, but there is a HUGE difference between how things we're and how things are. We are watching the same thing happen with the college market as we did with the housing market. Offering these college loans to almost any student (more than HALF of which have no way of paying it back) is going to cause another economic collapse - especially when american tax payers are provided with the bill later.
ItchiroCannotDie 7 months ago
Since you were awarded the Pell Grant, I assume you understand how millions of people are at a complete inability to pay for everything which puts some people at a terrible disadvantage in life. Government loans make a huge difference. There are those with parents who can pay for their education but it would suck if everyone else was screwed. I agree with what you are saying, but I think this issue should supercede a budget deficit or inflation.
CompleteRationality 7 months ago
I like your channel and hearing what you have to say dude, but if the government didn't give out loans, a LOT of people would not be able to go to college. You do realize how expensive it is, don't you? Do you realize how damaging it is to be denied an opportunity of education because of finances? Also, not everyone goes to college for a good job in the future. I'm not implying that is what you said, but you only mentioned financial benefits and disregarded all others.
CompleteRationality 7 months ago
Comment removed
zEropoint68 7 months ago