Collins Center Mortgage Foreclosure Mediation Training March 12 2009

[tomjones1973]

Its sadly funny how the whole purpose of this mediation was to hear both sides and the bank to prove ownership of the note,that never happened.The mediator who was so-called trained never asked the Attorney for BOA to produce the REQUESTED INFORMATION.Bank of America showed up completly unprepared and I never got to utter a word about my defense.After waiting 2 months for this hearing and filing all the appropriate ppwk the session lasted 95 minutes on hold and 23 sec of actual mediation!!!

[tomjones1973]

walks out the door. I say, " Your the mediator, the collins group was the one who included the form for request---- produce the note, payment history." This mediator didn't have a clue what I was talking about! In short, BOA didn't have the required documents and since this whole voluntary program didn't mean crap, they felt they didn't need to prove documentation. In short, the banks want your house because they got bailed ou, they do not want your worthless proimissary note.

[tomjones1973]

the court ordered. The bank rep shuffles through his papers with a bewildered look on his face. He says, I didn't know about this. He looks at the mediator and the mediator says Mr Jones, this hearing has ended. If you wanted the bank to produce the note and payment history you should addresed that as soon as you walked in the room. I say. "YOUR the mediator! You ended this hearing with out even asking me what my thoughts were!!! He says, Mr. Jones this hearing has ended, Bank of america cont--

[tomjones1973]

After the attorney for Bank Of America FINALLY got ahold of someone at the corporate office who can make a decision, she was put on loud speaker. She asked a bunch of questions while the mediator and Bank of America's attorney sat their listening. After about 5 minutes she tells me I don't qualify and thats that! The mediator turns to the Lawyer and with little discussion agree there's no more to be said. I say what about producing the original note, and how my payments were applied like --

[tomjones1973]

This Collins center is a joke. I went to mine today and was blown out the door. The banks are forced to use this program by the government and WILL NOT fully participate. The mediator didn't even have a clue what kind of paperwork was requested. BOA showed up with none of their documentation, like the note, and how my payments were applied. Thank goodness I didn't ask for an appraisal because I would of paid for it and they would not of even looked at. They didn't even let me speak!