Why bother to do a home modifcation, if the bank is just going to renege 12-14 months later? Google it up. "Bank of America reneges on Home Modifcation" it's fucking happening to me.

People are fighting desperately for their homes and the banks are literally playing with them and not even trying to hide that fact.

Chase is one of the worst. Employees of Chase openly admitted that they are told to give applicants the run-around. The number of people who get mods is staggeringly low.

Recently, there was a piece in the news saying close to 50% of the people trying to get into the program drop out. Do you think that they suddenly lost interest in trying to keep their homes?