@a1prime1 I agree as long as they have the correct amount of coverage I think whole life is a great way to build wealth and manage your estate. Where people get in trouble is when they only sell a small W.L policy because that's all the person can afford and their insurance need is greater. Term is better than no term and W.L is great as long as it's not your only investment. It's a great investment tool that Suzie doesn't get.
I agree with half your statement. If WL is good for the rich why would it not be good for the "average" person? That's backward thinking. Use WL in proportion to their ability to save long term. Term is the best answer to acquire your max protection but WL should be considered for most, even in small amounts. Remember the markets have done less that 2.5% over the last 12 years, subtract fees and taxes and you are looking at less than 1%!!! OUCH
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
for the average person I agree whole life isn't always the best option. However whole life is very useful in estate planning and for tax purposes, it is usually used for the wealthy. The fact that she is so blindly one sided just makes me think she might be a little bit slow.
@TrazRt I agree with half your statement. If WL is good for the rich why would it not be good for the "average" person? That's backward thinking. Use WL in proportion to their ability to save long term. Term is the best answer to acquire your max protection but WL should be considered for most, even in small amounts. Remember the markets have done less that 2.5% over the last 12 years, subtract fees and taxes and you are looking at less than 1%!!! OUCH
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
In addition, whole life pays dividends. Unlike stock dividends which are taxable whole life dividends grow tax free and can be accessed tax free. The typical whole life policy will return you about 4-5% tax free - that's extremely attractive as a "bond" alternative. Factor in the ROR on the Death Benefit and you can understand why businesses and banks buy so much of this stuff.
Whole Life provides 3 very important guarantees which makes it very attractive for these entities. 1. A guaranteed death benefit - no matter what a death benefit will be paid. 2. Guaranteed premiums - no matter how your health changes your premium is locked in. 3. Guaranteed cash value, you can't lose money with whole life no matter what the markets do.
Whole Life has been the product of choice for businesses to fund executive benefit packages, college endowments and basically the financially "smart" people - ie the rich!!! Why is this?
In fact if you held a term policy to your life expectancy you'd pay far more than you would had you purchased whole life. This is why less than 2% of term policies ever result in a claim and why term is the most profitable for the insurer. They benefit, your family does not.
First we need to understand that term is ultimately the most expensive form of life insurance. They get you in with low premiums for a set time but these are guaranteed to increase after the initial period. Most likely your health has decreased so you may not even qualify for their "renewal" premium and be stuck with their annually increasing premium. Naturally if your health is bad you will want the insurance, but see now you can't afford it. Expensive!!!
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
I agree - poor people continue to think and act like poor people. Unfortunately they have fools like these Primerica tools telling them lies and selling them very expensive term insurance - most of which will lapse in the first year. If these guys were ethical they's sell them real term that has real guarantees and cost far less than the garbage they sell via primexpensive.
@Termisexpensive Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
@Termisexpensive Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
@Termisexpensive What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
@w8lifterdude The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - guess he forgot to switch aliases again - ROFLMAO.
@w8lifterdude Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
@w8lifterdude What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
@w8lifterdude Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
@w8lifterdude The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again
@w8lifterdude The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
@w8lifterdude The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
@jgilles85 It looks like the troll has a new invisible friend. I guess he forgot which alias he was supposed to be using again. He talks about what a great product whole life is, yet has to resort to such sleazy practices to censor other users comments. (Click through the comment section to see just how desperate this loser has become at this point.) Fact is, he’s proven over & over to be a failure & a fraud.
@Termisexpensive Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
@w8lifterdude What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
@w8lifterdude Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
@aIprime1The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
@SuperLifeguy The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
@wodendog The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
@insurancemike10 The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
@w8lifterdude The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
Once again I've shown you why the rich purchase so much Whole Life - remember - Rich people think like rich people and poor people think like poor people - which do want to be?
@aIprime1 The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
@aIprime1 The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
@aIprime1 The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
@aIprime1 The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
@aIprime1 The troll goes shows how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then desperately tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
@aIprime1 Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
@aIprime1 What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
@aIprime1 Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
@aIprime1 He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
Whole LIfe provides you with 3 very important features - 1 - Guaranteed death benefit for life even if you get sick. 2 - Guarantee of your premium NEVER increasing, again even if you get sick. 3 - Guaranteed cash value which insures you can never a dime in Whole Life.
Here's the deal with Whole Life - IT"S FAR CHEAPER than term over the long haul - Within 15 years you'll be far better off financially with Whole Life. The "buy term and invest" theory doesn't work - why - NO ONE ever has the fortitude to "invest the diff" and if they do what is their actual returns? The public averages under 4% in the market and that's before fees and taxes. It's a fact, look it up
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever. Look through all the spammed comments & see exactly what the trash value troll is afraid of - though he'll likely spam this too - we'll see.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
Whole LIfe provides you with 3 very important features - 1 - Guaranteed death benefit for life even if you get sick. 2 - Guarantee of your premium NEVER increasing, again even if you get sick. 3 - Guaranteed cash value which insures you can never a dime in Whole Life.
Here's the deal with Whole Life - IT"S FAR CHEAPER than term over the long haul - Within 15 years you'll be far better off financially with Whole Life. The "buy term and invest" theory doesn't work - why - NO ONE ever has the fortitude to "invest the diff" and if they do what is their actual returns? The public averages under 4% in the market and that's before fees and taxes. It's a fact, look it up
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever. Click through the comments to see how many he's afraid of.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
Gee, look at all the spammed comments on various posts. He has PROVEN what an incompetent, lying, loser, sleazebag of a troll he is by spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever. He's the type that thinks he's innocent until caught.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
@a1prime1 I agree as long as they have the correct amount of coverage I think whole life is a great way to build wealth and manage your estate. Where people get in trouble is when they only sell a small W.L policy because that's all the person can afford and their insurance need is greater. Term is better than no term and W.L is great as long as it's not your only investment. It's a great investment tool that Suzie doesn't get.
TrazRt 1 week ago
Comment removed
TrazRt 1 week ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retard Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 2 weeks ago
This has been flagged as spam show
I agree with half your statement. If WL is good for the rich why would it not be good for the "average" person? That's backward thinking. Use WL in proportion to their ability to save long term. Term is the best answer to acquire your max protection but WL should be considered for most, even in small amounts. Remember the markets have done less that 2.5% over the last 12 years, subtract fees and taxes and you are looking at less than 1%!!! OUCH
aIprime1 2 weeks ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 2 weeks ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 2 weeks ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 2 weeks ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 2 weeks ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 2 weeks ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 2 weeks ago
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 2 weeks ago
Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
a1prime1 2 weeks ago
for the average person I agree whole life isn't always the best option. However whole life is very useful in estate planning and for tax purposes, it is usually used for the wealthy. The fact that she is so blindly one sided just makes me think she might be a little bit slow.
TrazRt 3 weeks ago
@TrazRt I agree with half your statement. If WL is good for the rich why would it not be good for the "average" person? That's backward thinking. Use WL in proportion to their ability to save long term. Term is the best answer to acquire your max protection but WL should be considered for most, even in small amounts. Remember the markets have done less that 2.5% over the last 12 years, subtract fees and taxes and you are looking at less than 1%!!! OUCH
aIprime1 2 weeks ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retard Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 3 weeks ago
This has been flagged as spam show
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 3 weeks ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 3 weeks ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 3 weeks ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 3 weeks ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 3 weeks ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 3 weeks ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 3 weeks ago
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 3 weeks ago
Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
a1prime1 3 weeks ago
So there you have it. Whole Life is an amazing product!!!
aIprime1 1 month ago
In addition, whole life pays dividends. Unlike stock dividends which are taxable whole life dividends grow tax free and can be accessed tax free. The typical whole life policy will return you about 4-5% tax free - that's extremely attractive as a "bond" alternative. Factor in the ROR on the Death Benefit and you can understand why businesses and banks buy so much of this stuff.
aIprime1 1 month ago
Whole Life provides 3 very important guarantees which makes it very attractive for these entities. 1. A guaranteed death benefit - no matter what a death benefit will be paid. 2. Guaranteed premiums - no matter how your health changes your premium is locked in. 3. Guaranteed cash value, you can't lose money with whole life no matter what the markets do.
aIprime1 1 month ago
Whole Life has been the product of choice for businesses to fund executive benefit packages, college endowments and basically the financially "smart" people - ie the rich!!! Why is this?
aIprime1 1 month ago
In fact if you held a term policy to your life expectancy you'd pay far more than you would had you purchased whole life. This is why less than 2% of term policies ever result in a claim and why term is the most profitable for the insurer. They benefit, your family does not.
aIprime1 1 month ago
First we need to understand that term is ultimately the most expensive form of life insurance. They get you in with low premiums for a set time but these are guaranteed to increase after the initial period. Most likely your health has decreased so you may not even qualify for their "renewal" premium and be stuck with their annually increasing premium. Naturally if your health is bad you will want the insurance, but see now you can't afford it. Expensive!!!
aIprime1 1 month ago
As I was stating and proving - Whole Life is the best and cheapes form of life insurance. Let's examine why this is true.
aIprime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
The troll runs away from comments like a child in fear,
Then he posts inane lies & calls everyone queer,
His family’s disowned him & his friends did take flight,
Now he’s left to troll YouTube all day & all night,
He has many profiles, just look, it is true,
He spends his time spamming comments he has no answer to,
But surely he knows that he appears as a great flake,
He just cannot help it, he’s a fraud & a fake.
a1prime1 1 month ago
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
a1prime1 1 month ago
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
a1prime1 1 month ago
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
I agree - poor people continue to think and act like poor people. Unfortunately they have fools like these Primerica tools telling them lies and selling them very expensive term insurance - most of which will lapse in the first year. If these guys were ethical they's sell them real term that has real guarantees and cost far less than the garbage they sell via primexpensive.
Termisexpensive 1 month ago
@Termisexpensive Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
a1prime1 1 month ago
This has been flagged as spam show
@Termisexpensive Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
@Termisexpensive What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
Oh, that's right, because you're a gutless coward that hides on the internet.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO
a1prime1 1 month ago
This has been flagged as spam show
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
a1prime1 1 month ago
This has been flagged as spam show
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - guess he forgot to switch aliases again - ROFLMAO.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
@jgilles85 It looks like the troll has a new invisible friend. I guess he forgot which alias he was supposed to be using again. He talks about what a great product whole life is, yet has to resort to such sleazy practices to censor other users comments. (Click through the comment section to see just how desperate this loser has become at this point.) Fact is, he’s proven over & over to be a failure & a fraud.
a1prime1 1 month ago
This has been flagged as spam show
@Termisexpensive Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
@SuperLifeguy The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
@wodendog The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
@insurancemike10 The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
a1prime1 1 month ago
This has been flagged as spam show
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
Look at how desperate he is to hide from this.
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
You really think the rich are lining up to buy this garbage?
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
Here are a few of the comments that the trash value troll likes to spam the most:
a1prime1 1 month ago
Once again I've shown you why the rich purchase so much Whole Life - remember - Rich people think like rich people and poor people think like poor people - which do want to be?
aIprime1 1 month ago
This has been flagged as spam show
@aIprime1 Here are a few of the comments that the trash value troll likes to spam the most:
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The troll goes shows how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then desperately tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
a1prime1 1 month ago
This has been flagged as spam show
Whole Life also pays you dividends which are grown tax free and accessed tax free!!!
aIprime1 1 month ago
This has been flagged as spam show
Whole LIfe provides you with 3 very important features - 1 - Guaranteed death benefit for life even if you get sick. 2 - Guarantee of your premium NEVER increasing, again even if you get sick. 3 - Guaranteed cash value which insures you can never a dime in Whole Life.
aIprime1 1 month ago
This has been flagged as spam show
Here's the deal with Whole Life - IT"S FAR CHEAPER than term over the long haul - Within 15 years you'll be far better off financially with Whole Life. The "buy term and invest" theory doesn't work - why - NO ONE ever has the fortitude to "invest the diff" and if they do what is their actual returns? The public averages under 4% in the market and that's before fees and taxes. It's a fact, look it up
aIprime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever. Look through all the spammed comments & see exactly what the trash value troll is afraid of - though he'll likely spam this too - we'll see.
a1prime1 1 month ago
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
Here are a few of the comments that the trash value troll likes to spam the most:
a1prime1 1 month ago
Whole Life also pays you dividends which are grown tax free and accessed tax free!!!
aIprime1 1 month ago
Whole LIfe provides you with 3 very important features - 1 - Guaranteed death benefit for life even if you get sick. 2 - Guarantee of your premium NEVER increasing, again even if you get sick. 3 - Guaranteed cash value which insures you can never a dime in Whole Life.
aIprime1 1 month ago
Here's the deal with Whole Life - IT"S FAR CHEAPER than term over the long haul - Within 15 years you'll be far better off financially with Whole Life. The "buy term and invest" theory doesn't work - why - NO ONE ever has the fortitude to "invest the diff" and if they do what is their actual returns? The public averages under 4% in the market and that's before fees and taxes. It's a fact, look it up
aIprime1 1 month ago
Have you ever gotten that feeling that you are listening to a robot that is clueless as to what they speak? My imposter is exactly that. Too funny!!!
aIprime1 1 month ago
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever. Click through the comments to see how many he's afraid of.
a1prime1 1 month ago
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
a1prime1 1 month ago
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
Here are a few of the comments that the trash value troll likes to spam the most. Wonder why he's so desperate that nobody sees them?:
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
Gee, look at all the spammed comments on various posts. He has PROVEN what an incompetent, lying, loser, sleazebag of a troll he is by spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever. He's the type that thinks he's innocent until caught.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago