Credit Karma Answers: How do you remove a hard inquiry from your credit report?

[htdifinancial]

Pretty easy to understand explanation. So many myths out there, though.

[nunu10000]

SHENANIGANS!!!!

[TheDailyDollar]

Have to agree with CK on this one. Anyone that says you can lawfully remove legitimate hard inquiries is probably a credit repair scam artist. Trust the experts. 

[CreditKarma]

@TheDailyDollar Thanks! Appreciate your support. Always open to hearing feedback on all sides.

[dfonticiell]

Not talking about that type of b. The only ones that you can't get rid of are the experian ones. For all others there is a proven method.

[CreditKarma]

@dfonticiell Not sure what the "proven" method is. From our experience around credit bureaus, hard inquiries are removable when they are disputed and recognized as an error or mistake on a consumer's credit report. Otherwise, they remain on a credit report for two years.

[dfonticiell]

This is bullshit. Go to credit boards.com and you will be able to find how to remove them. Check b*

[CreditKarma]

While Regulation B might work in some circumstances, it isn't a guaranteed way to remove hard inquiries and can only be invoked if you were denied on a credit application. Applying for credit, whether or not you are turned down on an application, will result in a hard inquiry. Only hard inquiries that you didn’t authorize, that are a mistake on your credit report or a case of fraud, can be lawfully disputed and removed from your credit report. Thanks for commenting; we appreciate the feedback.