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Here we go again with the assumption that I'd want to RAISE my score. I have achieved a score of ZERO. I owe NO ONE a dime & my net worth has gone from 400K to 500K in the last 3 years WHILE my score went from 829 to 0. Dave Ramsey himself just said this on his show. And, yes, you CAN get a loan with a 0 score. Pay off all debts, close all accts, and wait 6 months & you'll be at 0 according to Dave. I tell people to drive that "beater with a heater" & rent UNTIL you can move up w cash!
waiting4guffman 3 months ago
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Here's how you start to fix all these problems
Everyone.
Take that credit card and cut it up.
Call them and cancel the account.
Dont just stop useing it because they are working on a new penalty charge for "NOT USING" your card.
they will crap themselves when 40 million people call them up.. Then they wont have a choice but to fix it. Its as easy as that...
I declare March 1st 2010 the day we all call your card Co and take control.. pass it on.
Davidbzm01 2 years ago