Added: 2 years ago
From: daveramsey
Views: 14,053
Sort by time | Sort by thread (beta)

Link to this comment:

Share to:

All Comments (46)

Sign In or Sign Up now to post a comment!
  • Simple solution is to not spend money

  • Wow. Way to completely not touch the real issue which is that student loan debt has far surpassed credit card debt.

  • @YoogleUS If you want a child to stop learning...Put him in a room with four walls.I've noticed that the more someone studies the less they know how to do.The American educational system is based on a NAZI Germany model,Keep them stupid and controlled.I'am a highschool dropout and proud.

  • self-teaching people. Libraries PACKED wall to wall, floor to ceiling...use them. You have THIS wonderful technology sitting in front of you. That tiny little search bar on your browser has all the potential to teach you anything and everything....use it. One tiny little search bar...

  • I feel bad for those people. Im a highschool dropout and doing better then these people! THAT tells you something is wrong. I live a good life too. Drive a mazda3 GS (paid off this year), live in a house, able to pay my monthly bills, have a $2500 computer, big screen tv, cell phone, i eat out probably 90% of the time, smoke massive amounts of weed =D, no debt and am able to save over $1000 a month and I look at someone who goto college for years and nothing to show for it but debt, no job.

  • @Smokie181

    it helps to have wealthy parents.

  • @PatriotsDomain so being spoiled and mooching off your parents is the way out??? I don't think so.

  • @Smokie181

    nope. But how many high school dropouts have such a full life without some help?

  • @PatriotsDomain

    LOL!

  • I'am a highschool drop out...Catch me if you can.

  • The education system failed people 20 years ago. You have people in college that can't even read at the 9th grade level, do basic algebra or balance a checkbook. These people should never got a student loan to start with. They had no clue what was waiting for them when they got out. A life time of consumer debt and working their whole life to pay it off.

    Word of advise to them. You will be happy when you're not having to fork over your income for life to some one you don't even know!

  • Comment removed

  • thats what happened to me ugh how stupid did i get

    maxed out credit card, stressed me out, couldnt pay had to stop going, now my loan is payable, and companies are goofs

    The only solution to this, IS BAN ALL FORMS OF INTEREST!

  • College is the biggest scam in our generation.

  • Tufts University in Medford, MA is another university that is a rip off. The teachers are dishonest and the whole school sucks.

  • we are all in debt remember 14 trillion , so everyone is slaves to this society

  • College is a big waste of time and money. Today there is a better more educated school out there that ppl needs to go and learn from which is free from any college tuition, it's call a local public library. Books, computers, videos, techs, trainings, and any info you need to be successful in life are all made available to you and they're all free for you to learn anytime w/o any worries.

  • There is no money in circulation. Irredeemable debt currency is not money, it is a fraud. God damn bankers have already stolen EVERYTHING, and put the taxpayers into TRILLIONS of debt that will never be paid down.

    Bankers spent all that stolen loot on themselves by shipping all factories overseas as their own personal property, and now students are up to their eyeballs is debt for a worthless degree.

    SUCKERS!

  • What disgusting inbreed sick-O royalty did to their own English youth was ENSLAVE them into what was to be permanent indentured servitude, forced them onto packed ships, and then involuntarily transported them to be chattel for their colony farms.

    This is the same slavery program, neatly dressed up as “responsibility.”

  • The problem is that credit lenders are giving loans to people who can not pay them back. If more people got rejected after applying for loans, less people get accepted. Which means less people in college, which in the end means that colleges HAVE to lower tuition fees to get more students.

    The reason these companies are so eager to lend money to people who cant pay it back is because their are so many loopholes with the Government that they have basically got government insurance on those loans

  • Warning: If any of you are going to college, do not get the "Higher One" debit card attached to your student loan. I listened to Dave Ramsey last week, who confirmed these things were stupid. 

  • The problem I saw when I was that age with a lot of my friends was that nobody knew what they wanted to be or where they wanted to end up. A lot of friends ended up going to collage and when they came out they really didn't want to work in the field they studied because there was too much competition, not enough glamor or that didn't pay enough to start. That was in the early 90's. Now the market is a lot worse, I would get into a trade until they found out what they wanted to do first.

  • There is ups and downs of college.

    Noone is forcing you to go, but having a degree is nice because it show you want to better yourself than the average person. Granted you are in debt, but whats the problem of working part time and going to school full time? Hell, I'm doing that, and I'm paid up for this sem(Which is ending) and my next semster. And I still have FASFA money for school. I just comes down to the individual. Personal finances is difficult lol, I should know this.

  • @ZSwierczynski

    "No one is forcing you to go."

    Oh yes they are. When we have the president and people like Bill Gates urging people to be college educated, there's an overwhelming amount of stress placed on it. We need the trades to be a driving force in our economy, but the problem is that we have unions-- something employers hate. With that said, our economy is heavily based on inside sales, (Consumerism) and finance- that's it.

  • @ZSwierczynski

    The sciences are being given to people from other countries who came to study in our universities because employers don't trust our own kind; what kind of shit is that? I don't like either political party, but liberalism is obviously not working in our favor. Not everyone can find a job in this market. Part-time work is heavily consumed by people with no college degree. A lot have to work two part time jobs just so that it ='s full-time work. Humans are a disgusting breed.

  • @XXdeathtrapXX11 you're such an ignorant fool, you're saying that sciences are being given to foreigners because employers don't trust american workers. That's the most ridiculous statement I've heard. You Americans are so stupid, when you go to college, you pick the easiest and most useless majors coz you think college is supposed to all about partying. The foreign students come here and burst their assess off studying math and science majors and then you complain when they get the tech jobs.

  • @XXdeathtrapXX11 Foreign students pay twice what an American student pays for tuition and living expenses. forexample, If an American pays 20,000 a year for college, then a foregner will pay 40,000. You can't pick a major like Human development, Socialogy, post feminism studies or some crap like that and expect a tech company like Google to higher you over some foreign student who has a degree in Engineering, math or Computer science.

  • @110301839 as a matter of fact, looking at nces.ed.gov for 2 secs and youll see how wrong you are. try reading and less relying on faux news for your bs.

  • @XXdeathtrapXX11 you're such an ignorant fool, you're saying that sciences are being given to foreigners because employers don't trust american workers. That's the most ridiculous statement I've heard. You Americans are so stupid, when you go to college, you pick the easiest and most useless majors coz you think college is all about partying. The foreign students come here and burst their assess off studying math and science majors and then you complain when they get the tech and science jobs.

  • @110301839 spoken like someone that hasnt worked in the industry. I personally know of several companies that FIRED american workers (and im mean skilled higher level jobs not shit manual labor jobs) so they could increase profit by bringing in green foreigners that will work for less, A LOT of which LIED on their applications to get the positiions. And when said foreigner is hired, the Americans under him that stayed for the lower pay and lower benefits end up DOING THE JOB ANYWAY.

  • America is INSANE. Students are influenced to go to college after high school and that it's okay to use credit cards and loans to pay for it. So, immediately, students put themselves in a pool of debt for a piece of paper and an education that doesn't guarantee a job that pays for it. Then, we are confused as to why America continues to drown in debt. How is this country going to get out of debt if we continue to put the next generation of workers in debt?

  • I can tell you as a former college administrator that you don't need a college education to have a good paying job.  Decide what you want to do....then find an avenue to fulfill that goal. Do not just take out a bunch of loans because an enrollment sales person sold you the goods. A college degree doesn't always mean more money.

  • I can tell you as a former college administrator that you don't need a college education to have a good paying job. Decide what you want to do....then find an avenue to fulfill that goal. Do not just take out a bunch of loans because an enrollment sales person sold you the goods.

  • Yes Yes Graduate Electronics Technology and after 2 years of searching for jobs get into trucking , That is the real life.

  • I think that teens still in their adolescence into their 20s think that college is one big party. This is what happens when you have partied too much and the party is over. Moreover kids should learn not to major in junk programs that they are hoping that after they get a bachelors degree in that program they will get into law school or political science. They end up with no marketable skills, unemployed and with a lot of debt. 2.17 Million Unemployed College Graduates in 2009.

  • @conservative608: I don't party, and I don't drink.I work hard at my studies.Never once saw college as a big party.Only a big pain.I feel the same way that girl feels at the beginning of this vid - felt that way since the first day of freshman year- and I haven't graduated yet.I think about how i'm going to pay back what I borrowed more than I think about studying.I learned late that a college degree is not needed for success. I knew this HS. I don't know y didn't listen to myself. DOH!!

  • College was 'supposed' to be a way out, but it seemed i paid $30,000 for a $12,000 education where I was show 'books' and read and did it myself. No disrespect to the few good teachers, but $30,000 to find a few friends and PAY my loans on time working at a job where I am TOTALLY not happy, but I smile when I feel like it - I no longer fake smile. i've NEVER had a bad day in my life before college, even when my Mother passed, she is in a happier place. Since college - bad day after bad day.

  • But tell me what to do when you have graduated making $8000 LESS than BEFORE you went to college. Then AT graduation they offer you the SAME JOBS (yes, I had 2 jobs while in college) you are ALREADY working at. THEN when you go to the ideal job you WENT to college for, the employer is GREAT to interview (loves you and your work) you UNTIL he/she learns of the college you went to then EVERYTHING goes downhill as the job you were applying for WERE your alumni from your college? What then?

  • It's all about marketing!!

  • Great idea Dave, your the man.

    Now do you have to keep beating up on us debt collectors LOL. I needed a job, not my ideal job but I get a paycheck!

  • Wow, what a powerful video.

Loading...
Alert icon
0 / 00Unsaved Playlist Return to active list
    1. Your queue is empty. Add videos to your queue using this button:
      or sign in to load a different list.
    Loading...Loading...Saving...
    • Clear all videos from this list
    • Learn more