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I'm too afraid to borrow with all this predatory lending, I'm stuck with an adjustable VA loan and when it goes up I'm screwed.I got it at 5.25% and I was under the impression it would only go up 1 percentage point on my unpaid balance but from the videos I'm watching with the arm, I'll be looking at living in my car and I have excellent credit (not just good). Was turned down by GMAC (my own mortgage company) simply because my home was not *comparable* to other houses in my neighborhood...wtf?
KARStarla 3 years ago