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  • you are the 1st person I found on here talking to people and actually telling them information instead of following a credit repair site! Thank You!

  • Fair Credit Reporting Act requires them to reply in 30 days or it has to be deleted?

  • I know this process works because I removed tons of stuff off of my credit report by disputing items on the credit site. You can get a free credit report once a year on the annualcreditreport site. I did not know the process worked better if a written letter was sent instead of the online dispute! Thanks for the info!

  • i willing to try this method, will get back to you soon to let you know if it works or not!!!

  • Do you have the collection agency or the original creditor sign these letters?

  • man i was wondering if i should settle with creditors you gave me the percfect tool too pay and fix my credit thanks

  • anyone out there have a sample contract with a creditor for settling an obligation with concomitant obligations of the creditor to remove or refuse to answer credit inquires?

  • cognitivefun, This video rocks.

  • cognitivefun, keep these coming into youtube.

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