I'm not calling you a liar and I applaud you leaving an abusive relationship but I have a hard time believing you. If this is true, how does he have 15000 clients? How is he still in business and not in jail. If charges were made illegaly their are many people and ways you can get your money back. I'm sorry you feel you got screwed, but is their a possibility their is something your not telling us or that you misunderstood something. If I am wrong and out of line I sincerely apologize
I found this site about getting out of debt: outofdebtstrategy.blogspot.com. It's quite interesting. There are over 40 articles and every day new ones are added.
I believe usury is what people are referring to when they call interest rates a crime. And yes, according to Judeo-Christian and Islam scriptures, usury is in fact declared a sin (though in Judaism, it's apparently all right to loan out money with interest to gentiles, just not to fellow Jews). Jesus wrecked a temple in a rage over unjust usury -- no doubt today our corporate banks with complex ways of compounding interest would make the lenders of old look like lambs in comparison.
HOW ABOUT THIS WE GO TO THE BANK YES WE AND THE BANK CREATE NEW MONEY WE GET £10.000.Say AND THE BANK GETS £10.000 SAY .ALL AT THE SAME TIME ON THE SAME DAY..NO ONE OWES..NO ONE..WE ALL GOT OUR MONEY..AS WE CREATED IT.SO THE old WAYS OF BANKING OUT OF Dated.ALL BANKS AM going uder.UK GOVERNMENTS AT TO BUY ALL THERES AND EU AND USA ....AM LIKE GREASE BANKRUPT NEARLY..ITS GOING TO BE A BIG WW3 THATS Y THERE WARS SOMETIMES TO START NEW WORLD ORDERS AND THE ANWER HERE WITH US
To SorryWereOutOfNames, interest alone is not a crime. There's absolutely no incentive to give someone a loan if a bank does not make money on it. However, I do agree that interest is a problem. Specifically high interest rates, predatory lending, etc. And, I will say this: If someone have to take out a loan to pay for something and you they pay the loan back within the year, they should not take the loan out. Past a year and they're doing more than making money, they're bleeding you try.
Commercial banks that have intrest is not the real big problem. The real problem are the central banks who ask intrest on money that only they can create, so you can never really pay off you loan, this all translate back to the commercial banks lending out money to consumers with high intrest rates. Banks should only be here for the storage of money and simple loans. from with they originated. and i agree with you that intrest at the level of commercial banks is not really a crime.
im also a victim and the case is taking forever and the way its looking.. either its gonna take forever to receive our money back or it will never happen
i thought about what you said. ... I have to truly disagree. That would not help me, but really help you and everyone else. What will help me the most is someone take away the power of money, that is by solving universal problems. Too bad, nothing is solved, because most cared about their routine daily lives.
My bad, I was being sarcastic actually. No taxes equals no money for the country and will result in a lot of problems. The biggest problem of everything is our greed for money and power. I wish everyone was like that. Money was invented because we couldn't share... and we still can't...
Everything what you said is right. I feel a strange reason to question, give comment, and conspire both the conspiracist theorists and things that are today, the aim is always good and responsibility. I believe the two most goal of the universal problems is house and the human being co-existing together. have a enlightening day. :)
Did you know that the USA had no income tax for nearly the first 70 years of its existence? The income tax was set up to pay for the Civil War. After the Civil War, they just never stopped collecting...
Yes, I'm well aware of the whole "fiat currency is actually debt, so giving someone money is giving them debt" thing. However, it doesn't invalidate my point. The taxes were started to aid the Union in the Civil War, and they were never rescinded after the war. So now we have to put up with it.
I am one of Andrew Cappocias victims. I was escaping an abusive husband and charged an appartment and a divorce lawyer. I paid this man $582/month for 2 years to help me make things right. He paid his fee, one card an then left town.He ruined my life-credit cards that I charged $2000 were now $5000.I'm a hardworking person,trusted a LAWYER to help who ran off with $14,000. He's destroyed my credit far worse than I could have on my own.I want my money back. This man is pure evil and a true con.
Capoccia had a massive ad campaign in newspaper and on radio and tv for a couple years in Upstate New York, for his "debt-reduction" services. He claimed to be able to reduce your debt levels dramatically, without putting you in bankruptcy, while charging only a "small part" of the savings. The ads were aimed at people who wanted to avoid bankruptcy — and, had enough money to afford his fees.
its like losing weight. burn more than you eat. i dont understand how ppl cant grab the concept of these basic fundamentals. you are exactly right. spend less than you make. dont buy the obnoxiously huge house that you can barely afford. living below your means = good.
People live to live their lives even if they don't have the full means because they will build debt and probably will not pay it off when they die. Plain and simple.
@kozes Say, you get sick, you have kids with a partner, your partner is taking care of you and the kids and has to drop one of her two jobs- you're not bringing in as much money, and you have more expenses than ever: how are you going to cover them? Or, on a less catastrophic scale, say you've incurred heavy debt through student loans, and if you don't pay there's hell to pay, and your income doesn't cover rent AND food AND payments- credit can be very attractive. A little compassion, please?
I'm trying to understand this. Credit card companies make money when card-hodlers make only their minimum payments. How can the law of the land allow card-holders to not fully pay their debt?
Cause its the company's that give money to candidates so they will win. Much like Chinese businessmen give money to candidates in the west that will ship work to China.
He talks like a hero, but he's just as bad as the credit card companies and the banks. He scammed his clients by charging them "up front fees" then sent form letters for clients to use against the credit card companies.
Andrew Capoccia is currently in a federal prison in Pennsylvania serving his 188-month sentence. He has appealed his conviction and sentence. Among other things, Capoccia is arguing that trial errors entitle him to a new trial; that the court improperly ordered him to pay more than $7,000,000 in restitution and that the order forfeiting about $3,000,000 for the benefit of victims was illegal. The Government has vigorously opposed Capoccia's appeal.
I think this guy is fascinating, but too bad he turned out to be a fraud.
genemullett 1 year ago
I'm not calling you a liar and I applaud you leaving an abusive relationship but I have a hard time believing you. If this is true, how does he have 15000 clients? How is he still in business and not in jail. If charges were made illegaly their are many people and ways you can get your money back. I'm sorry you feel you got screwed, but is their a possibility their is something your not telling us or that you misunderstood something. If I am wrong and out of line I sincerely apologize
bigjim125 1 year ago
This has been flagged as spam show
I found this site about getting out of debt: outofdebtstrategy.blogspot.com. It's quite interesting. There are over 40 articles and every day new ones are added.
matikaj 1 year ago
I believe usury is what people are referring to when they call interest rates a crime. And yes, according to Judeo-Christian and Islam scriptures, usury is in fact declared a sin (though in Judaism, it's apparently all right to loan out money with interest to gentiles, just not to fellow Jews). Jesus wrecked a temple in a rage over unjust usury -- no doubt today our corporate banks with complex ways of compounding interest would make the lenders of old look like lambs in comparison.
dsmfishgal 1 year ago
This has been flagged as spam show
HOW ABOUT THIS WE GO TO THE BANK YES WE AND THE BANK CREATE NEW MONEY WE GET £10.000.Say AND THE BANK GETS £10.000 SAY .ALL AT THE SAME TIME ON THE SAME DAY..NO ONE OWES..NO ONE..WE ALL GOT OUR MONEY..AS WE CREATED IT.SO THE old WAYS OF BANKING OUT OF Dated.ALL BANKS AM going uder.UK GOVERNMENTS AT TO BUY ALL THERES AND EU AND USA ....AM LIKE GREASE BANKRUPT NEARLY..ITS GOING TO BE A BIG WW3 THATS Y THERE WARS SOMETIMES TO START NEW WORLD ORDERS AND THE ANWER HERE WITH US
UTubePressOnline 1 year ago
the system is designed to get people into debt, so the banks can make more money.....greedy greedy greedy
solvedebtproblems 1 year ago
good advice....
solvedebtproblems 1 year ago
This guy fights against the big corporations,
i must respect that..
Intrest is the biggest crime in this world today. Creating non existing money out of debt. and so enslave them.
SorryWereOutOfNames 2 years ago
To SorryWereOutOfNames, interest alone is not a crime. There's absolutely no incentive to give someone a loan if a bank does not make money on it. However, I do agree that interest is a problem. Specifically high interest rates, predatory lending, etc. And, I will say this: If someone have to take out a loan to pay for something and you they pay the loan back within the year, they should not take the loan out. Past a year and they're doing more than making money, they're bleeding you try.
luccaskunk 2 years ago
And I totally mangled the grammar on that. Sorry, I'm up way too late.
luccaskunk 2 years ago
Commercial banks that have intrest is not the real big problem. The real problem are the central banks who ask intrest on money that only they can create, so you can never really pay off you loan, this all translate back to the commercial banks lending out money to consumers with high intrest rates. Banks should only be here for the storage of money and simple loans. from with they originated. and i agree with you that intrest at the level of commercial banks is not really a crime.
SorryWereOutOfNames 2 years ago
This crook is in jail....and for good reason!
MaryEmily0818 2 years ago
I don't generally trust lawyers, but this guy, this guy has "sleazy" written all over him
sushi123 2 years ago
Using credit cards to pay off other credit cards?!?!?! Do people actually do this? That doesn't help!!! Holy fuck, some people are dumb!
gredangeo 2 years ago
@gredangeo I never get tired of that. Yes, some people actually do.
unytcommsys 2 years ago
im also a victim and the case is taking forever and the way its looking.. either its gonna take forever to receive our money back or it will never happen
macksun 3 years ago
I hate the gov't . I would love the gov't if there was no taxes except war time
dan020350 4 years ago
No taxes... yeah... that would help yourself
TBAG1000LTDedition 2 years ago
i thought about what you said. ... I have to truly disagree. That would not help me, but really help you and everyone else. What will help me the most is someone take away the power of money, that is by solving universal problems. Too bad, nothing is solved, because most cared about their routine daily lives.
dan020350 2 years ago
My bad, I was being sarcastic actually. No taxes equals no money for the country and will result in a lot of problems. The biggest problem of everything is our greed for money and power. I wish everyone was like that. Money was invented because we couldn't share... and we still can't...
TBAG1000LTDedition 2 years ago
Everything what you said is right. I feel a strange reason to question, give comment, and conspire both the conspiracist theorists and things that are today, the aim is always good and responsibility. I believe the two most goal of the universal problems is house and the human being co-existing together. have a enlightening day. :)
dan020350 2 years ago
Did you know that the USA had no income tax for nearly the first 70 years of its existence? The income tax was set up to pay for the Civil War. After the Civil War, they just never stopped collecting...
luccaskunk 2 years ago 2
@luccaskunk ... As with MOST taxes in the US.
unytcommsys 2 years ago
@luccaskunk the income tax is used to pay for the interest that the federal reserve collects from US citizens.
xxdiogenescynicxx 2 years ago
Yes, I'm well aware of the whole "fiat currency is actually debt, so giving someone money is giving them debt" thing. However, it doesn't invalidate my point. The taxes were started to aid the Union in the Civil War, and they were never rescinded after the war. So now we have to put up with it.
luccaskunk 2 years ago
I am one of Andrew Cappocias victims. I was escaping an abusive husband and charged an appartment and a divorce lawyer. I paid this man $582/month for 2 years to help me make things right. He paid his fee, one card an then left town.He ruined my life-credit cards that I charged $2000 were now $5000.I'm a hardworking person,trusted a LAWYER to help who ran off with $14,000. He's destroyed my credit far worse than I could have on my own.I want my money back. This man is pure evil and a true con.
enna1855 4 years ago 2
@enna1855
Cry more plebeian trash.
BigBossIsBack 1 year ago
Capoccia had a massive ad campaign in newspaper and on radio and tv for a couple years in Upstate New York, for his "debt-reduction" services. He claimed to be able to reduce your debt levels dramatically, without putting you in bankruptcy, while charging only a "small part" of the savings. The ads were aimed at people who wanted to avoid bankruptcy — and, had enough money to afford his fees.
blogs.law.harvard
quittingtomorrow 4 years ago 2
debt collection agencies are very careful these days. its not possible to catch that out so easily anymore. debt just sits, and so do the collectors.
quittingtomorrow 4 years ago
I know one way that is guaranteed to work every time. Don't buy things you can't afford.
prayfertrey 4 years ago 15
its like losing weight. burn more than you eat. i dont understand how ppl cant grab the concept of these basic fundamentals. you are exactly right. spend less than you make. dont buy the obnoxiously huge house that you can barely afford. living below your means = good.
kozes 4 years ago 3
People live to live their lives even if they don't have the full means because they will build debt and probably will not pay it off when they die. Plain and simple.
unytcommsys 3 years ago
@kozes Say, you get sick, you have kids with a partner, your partner is taking care of you and the kids and has to drop one of her two jobs- you're not bringing in as much money, and you have more expenses than ever: how are you going to cover them? Or, on a less catastrophic scale, say you've incurred heavy debt through student loans, and if you don't pay there's hell to pay, and your income doesn't cover rent AND food AND payments- credit can be very attractive. A little compassion, please?
prawncutlet 7 months ago
100%, Yep, wise.
unytcommsys 3 years ago
I'm trying to understand this. Credit card companies make money when card-hodlers make only their minimum payments. How can the law of the land allow card-holders to not fully pay their debt?
cowswirl 4 years ago
Cause its the company's that give money to candidates so they will win. Much like Chinese businessmen give money to candidates in the west that will ship work to China.
123KGBAndMe 4 years ago
Credit card companies make money on fees charge to merchants as well.
unytcommsys 3 years ago
He sounds like a hero until I googled him and read the awful things he has done to his "clients".
777875287 4 years ago 2
this guy has been disbarred for money laundering and fraud
pikeadk 5 years ago 2
He's a hero, sticking it to the man!
teletub 5 years ago
He talks like a hero, but he's just as bad as the credit card companies and the banks. He scammed his clients by charging them "up front fees" then sent form letters for clients to use against the credit card companies.
777875287 4 years ago 2
I investigated what plkeadk said. It's true:
blogs.law.harvard<period>edu/ethicalesq/blame-bar-counsel-for-the-capoccia-scandal/
replace <period> with .
cowswirl 4 years ago
Recent news:
Andrew Capoccia is currently in a federal prison in Pennsylvania serving his 188-month sentence. He has appealed his conviction and sentence. Among other things, Capoccia is arguing that trial errors entitle him to a new trial; that the court improperly ordered him to pay more than $7,000,000 in restitution and that the order forfeiting about $3,000,000 for the benefit of victims was illegal. The Government has vigorously opposed Capoccia's appeal.
cowswirl 4 years ago 3