How To Make a Personal Budget

[wakemeupintwenty]

I've got an easier budget for you guys, I explain it in depth too. check my channel!

[jacsidmos77]

dey put me on a budget UGHHHH!!!!!

[therenechannel1]

instead of spending money to make money....dont spend anything....

[OakwoodMarketing]

Sometimes the best way to budget is really the easiest way.

[MilitaryBrat81]

Well then I guess I'm above average, my debt's over 10,000. wow.

[fa11234]

@MilitaryBrat81

Making money isn't that hard as saving money. There is no hard science involve. You just have to know how and to be discipline. Don't worry, someday you'll come out of your debt. There is a way out.

[fa11234]

@MilitaryBrat81

1) Stop using your credit and debit cards and start using cash for your purchasing and paying off your debts. Live on a cash only diet.

2) Boost your income if you want to purchase certain things or pay off your debts.

3) If you can't afford certain things that not an essential, don't buy it or save up for it.

4) Have a spending journal. You should be writing down food, transportation, clothing, entertainment, other and gifts in one column and the amount of money in the

[fa11234]

@MilitaryBrat81

next column. You should do this for every week and that way you could track don't what you are spending. Your income should go to10% savings, 35% housing both mortgage and housing expenses, 25% life, 15% transportation and 15% debt repayment.

5) Control your variable spending. Like those in number 4; including your phone, light, water and gas bills. Cut your consumer spending.6) Call your credit card company and other companies that you owe money to and see if you can negoit-

[fa11234]

@MilitaryBrat81

iate a payment plan with them or consolidate.

7) Use coupon and see if there's things on sale when shopping. Don't use your credit/debit card.

8) If you have credit/debit cards, factor in monthly payments you can afford that's above that minimum payment. This is call the stacking method.

9) The advise in this You Tube is good; there are also free centers and free financial centers that can't help.

[koolinsoos]

ALOT of debt lol and 1mil to 20$ so funny

[Armortidge]

lol... 20 - 1mil...priceless

[xMissSMx]

Lol 1 million bucks.. 20 earned LOL!

[Buster2006Production]

lol im the 10,000 viewer!

[thomxCoreX]

tatoo sleeve  XD

[SMN1829]

gtfo my subscription box

[Thegirlnextdoor42]

the guy in this is creepy, especially towards the end...

[soymarciana]

Really? I think he's hot !

[Thegirlnextdoor42]

lol, I meant his face expressions, but tatoos... not my type:)

[TazRulesNY]

Why was he so excited holding up some 5's and 1's?

[utubemostwanted]

he wasn't, at least he didn't look it, its just an example neways

[pattNY]

I find it's really hard to follow cos the boy in the clip is really cute, lol.

[TreIzle]

SpyCrab can suck a dick! (once its in his budget of course - Howcast ROCKS!)

[bimbillo]

hahaha america is broke !!

[StyxRanger]

mutual funds FTW :D

We have this stuff in my financial class, it helps a lot :3

I always put back 10% of my paycheck into saving or stocks, The stocks in US are at a all time LOW they will go back up, they have to or the entire country goes -bloop-

[bubble1234girl]

that video really helped me

[snager80]

spent: 1 Million Dollars

Earned: $20

[SadisticMonkey336]

yeah we were there.

[snager80]

you're supposed to quote your favorite part. der.

[hoodedraider]

we saw the vid aswell..

[snager80]

i was just quoting my favorite part. * sigh*

[MarduktheRedDragon18]

I'm a freshman in college and this has proven very valuable me! I just gained a new goal in mind

[ClubNapOrElse]

"Amount spent: 1 Million Dollars Amount Earned: 20 Bucks" wow......

[Probewitch]

Next show: "How to Successfully Rob a Bank."

Just kidding...

[magent15]

they had one on how to fu** yourself, so i wouldnt be surprised if they did

[aaronleeschroeder]

did they

[snager80]

REALLY!?! * begins the search* i wanna be sure i'm doin' it right. plus i have allot of anal-retentive girl friends who need to learn how. BLERP!

[RiskGraffitiTV]

this helps in the crisis xD lol

[Guitarherofreakge3]

wtf happened to the videos with how to do important stuff? you just lost a subscriber

[GuitarHeroJunky]

wow, someone's moody, this is supposed to help you manage to keep yourself off the streets, that's pretty important

[skierplaterandy]

why isnt this important?

[armandolara94]

nice tatoos

[SpyCrab]

who wants to waste time to this?

[skierplaterandy]

hmmm... i dunno maybe people who DONT WANT TO BE HOMELESS!

[SpyCrab]

I don't have a fucking budget and i'm not homeless!

[skierplaterandy]

true true... some people dont have very much common sense of when they have spent too much. so they have to make a budget for themselves.

[RanDumRum]

Fact #1, any one that was able to watch this video, is not homeless, Fact #2 this video is for people that want or need help with a budget, if you are nither...why the FUCK ARE YOU EVEN HERE!!!

[throbbingpulse]

Uh .. just because people who watch this video are not homeless, it doesn't necessarily mean they don't want to make a budget and save.

[bridgetaction]

lol ONE MILLION DOLLARS...20 bux..=]

[kylewuzhur]

ok this video kinda sucks...you just lost a subscriber...

[katieMCbindergarten]

ooooooo

[clifgreen3]

this is gay!!!!

[Sror3d]

lol who uses a purple marker while doing this haha anyways credit cards are badddd :(

[SaraShana]

i think most people who need to budget won't really be convinced until they've got some serious problems on their hands. this is maybe good advice for people who would like a little bit of extra pocket money.

[eholt10]

203rd..... not pwnage

[AndrewXAnarchy]

Last.

[emmanuelo516]

fourth comment! My News Year's Resolution should be to get a better life :(

[webkinzlover1217]

wow!!!!

[stupidvideos96]

good video

[yuriogy1]

no i am fool!

[ovenbaker32]

nope i am

[Sror3d]

good job

You got 1st comment on a shitty vid