The best advise if someone absolutely has to obtain money off their credit card is to look at other promotional offers from competing cards. Call around and see which ones off ther most competitive intro interest rates and then the corresponding annual APR (only do fixed, not variable). Most cards will only charge a 3% balance transfer fee, and some may even limit that to only a couple hundred dollars. However the amount of options you have will be limited by your income and credit score.
To Hell with credit cards and banks.....if you do not have the cash you do not need it, walk, no money for food? Go to the local church, they will be glad to give to you. Credit system is a fraud and you should not even use the NWO system, meant to break up the family and you. Oh by the way, in the time you watched this video, you could have swept someones porch for a $1.00, myself included.
get the cash from the cards. buy silver/gold. Don't worry about interest rates fees etc. Just get the money and burn the bank - fuck them. Your credit scores be damned. Get as many cards as you can and max them out and go bang. liquidate all your assets and stash gold, silver, bullets, cigarettes, jack daniels for trading. Paying your cr cds is just a joke so this time you do the laughing!
Buy as much silver and gold with credit cards, personal loans, and home refinance. Then when you have maxed everything out, blow them off. Don't send them another dime ! Credit scores mean nothing anymore.
That includes 57 million for the marshy field mouse of S California!
The mice will be much better off than the Californians; & preferential wages for illegals (75% of new births in TX are illegals)!
(NYC refuses to prosecute over 100 Wall Street executives who used the corporate credit cards for prostitution - In one case $40K, and in another $27,000)
Thank god my money is in a foreign currency! The worse America performs, the more money I make!
maybe you could do it this way. open 2 paypal accounts.... then send a payment with your paypal creditcard account to your other paypal account. that way it will look as if you have bought goods for the money. you then can transfer the received money from your new paypal account to your normal bank account.
that way the interest rates will be the same as when you bought goods. only downside would be that you would have to pay a small paypal fee.
you know the best defence is to not use their credit cards at all , I stopped ten years ago and it was the best decision I ever made because I an not a slave to the system any more this credit crunch doesn't affect me and that is the best defence
You could always buy gold/silver with your card and get the lower fees AND real money instead of plain ole paper. Just a thought. Either way, your message still applies.
Thanks for making the point about fees and high rates.
Not a slave to the credit card companies as I don´t believe in them but here´s something to think about: The biggest bank robbers are the bankers themselves. Minus the balaclavas and baseball bats of course.
I looked at my interest rate for a cash advance once on my credit cards two years ago and have never used that option. And I never will. What a stupid product, is it really any different from purchasing a good or service with your credit card? No. I'm awake now and once my card is paid off, I'm going to quote Mr Trump and say, "You're Fired!".
Very good advise!! Remember, you are dealing with your enemy! Just like the US borrows from China,Beware! You don't want them to own you! They want to own you. They want you as a slave to them. They want you to charge everthing! Don't fall into this matrix. Get away as far as you can!
I'm kind of confused. Why would you not advocate maxing out your credit cards even if you do have the money to pay them all off? We (the taxpayers) are having money taken from us so that the bankers who lents to us can get their billions in bonus money, despite over 95% of U.S. constituents being against every bailout. 2 years from now (and that is being generous) a FICO score will be meaningless. Millions will have defaulted on debt. I think this our opportunity to screw the bankers. F em.
a good thing to know.. if their late fee puts you over the limit they cannot legally charge you an over the limit fee.. I bought a book, read it, called my creditcard company and told them I knew what they were doin' was illegal and I got a check from them for $120.00 for 4 months of $30.00 a month over the limit fees.. we can play that game too.. good vid..
Once again, I have to prod my husband into watching another of your videos. He needs to watch this.... your the only vlogger he will watch, and he always seems to need a second opinion, so thankfully you are always spot on.
I haven't held a balance on my credit cards ever. I pay them off every month. Don't spend what you DONT HAVE. My credit cards are there for convinience and EMERGENCY. :)
i personally don't have any credit cards, but I think this is great advice for people who do. Good job lookin' out the people Vickie, again GREAT advice.
On the social security website, it says that creditors cannot garnish SSD payments. The government can garnish federal loans. This is good for anyone on social security to know before they refinance.
★★★★★★★★★★★★★★★★★★★ - Pay Your Taxes on Time - Contribute Heavily to your 401K and invest in our Stock Market - Avoid Talk of Social Unrest - Obey all government and law enforcement officials. - Never question politicians - Government knows what's best - Volunteer for the Armed Forces - Believe all Television News Broadcasts - Always support your President - Dismiss foolish Conspiracy Theories
Yep, always do the opposite of what your government tells you. The Great Destroyer Obama advised today that it's a good time to get into the stock market. I stopped contributing to my 401k on Jan 2 this year and two of my coworkers who didn't hear Obama's message stopping buying our company's stock and stopped contributing to their 401k. Even us economic idiots are learning fast. Obama will soon have no money for his deficit spending programs other than the printing press.
don't use credit for cash savings , because they will want it back , best defense is to stop all credits and get out of debt , that way you won't have to own them anything ,
The last time I had a credit card was 10 years ago, I maxed it out, of course, and then had the absolute joy and pleasurable experiance to speak to the debt collectors. I did pay off eventually and I learned 2 valuable lessens. One, don't even apply for a credit card in the first place and two, if you must, then make sure you have a constant flow of income so that you can pay off the balance EACH time.
Honestly...this isn't for people who are doing great and have ample liquid reserves.
This is another "survival" tactic for those all-too-many people who have thought of their credit cards as their primary rainy day fund. Honestly, I saw plenty of them in my years of mortgage lending...
Some have NO savings and look at the credit cards as their main fallback position. IF this is the case, then MAYBE they should take a cash advance...
you can purchase something that is easy to sell at nearly the same price. Never thought about that way to turn the credit into cash?
Mongodelight 3 years ago
The best advise if someone absolutely has to obtain money off their credit card is to look at other promotional offers from competing cards. Call around and see which ones off ther most competitive intro interest rates and then the corresponding annual APR (only do fixed, not variable). Most cards will only charge a 3% balance transfer fee, and some may even limit that to only a couple hundred dollars. However the amount of options you have will be limited by your income and credit score.
chrisl8r 3 years ago
To Hell with credit cards and banks.....if you do not have the cash you do not need it, walk, no money for food? Go to the local church, they will be glad to give to you. Credit system is a fraud and you should not even use the NWO system, meant to break up the family and you. Oh by the way, in the time you watched this video, you could have swept someones porch for a $1.00, myself included.
cx7800 3 years ago
get the cash from the cards. buy silver/gold. Don't worry about interest rates fees etc. Just get the money and burn the bank - fuck them. Your credit scores be damned. Get as many cards as you can and max them out and go bang. liquidate all your assets and stash gold, silver, bullets, cigarettes, jack daniels for trading. Paying your cr cds is just a joke so this time you do the laughing!
darchorse 3 years ago 2
Buy as much silver and gold with credit cards, personal loans, and home refinance. Then when you have maxed everything out, blow them off. Don't send them another dime ! Credit scores mean nothing anymore.
gubment0cheese 3 years ago 2
A better option is to buy something you can liquidate, i.e. gold, silver, etc., hold it till you need it, then sell it for the needed cash.
artdeco101010 3 years ago 3
Really Great News!
In this incredible 21st century, people now have the ability to leverage their citizenship to obtain the "best deal"
There are many journals out there to help you decide which venue can best meet your needs
Having a 2nd citizenship gives you best of everything: Why International Corps do it!
You can roll IRAs into foreign currency IRAs through Everbank; & cash out stocks & bonds for AG Futures
When the USA goes belly-up, you can buy them out for pennies on the dollar!
sugarpuddin88 3 years ago
Spend Bill = 9.7 Trillion!
That includes 57 million for the marshy field mouse of S California!
The mice will be much better off than the Californians; & preferential wages for illegals (75% of new births in TX are illegals)!
(NYC refuses to prosecute over 100 Wall Street executives who used the corporate credit cards for prostitution - In one case $40K, and in another $27,000)
Thank god my money is in a foreign currency! The worse America performs, the more money I make!
Go America Go!
sugarpuddin88 3 years ago
maybe you could do it this way. open 2 paypal accounts.... then send a payment with your paypal creditcard account to your other paypal account. that way it will look as if you have bought goods for the money. you then can transfer the received money from your new paypal account to your normal bank account.
that way the interest rates will be the same as when you bought goods. only downside would be that you would have to pay a small paypal fee.
survivalbanjoboy 3 years ago
you know the best defence is to not use their credit cards at all , I stopped ten years ago and it was the best decision I ever made because I an not a slave to the system any more this credit crunch doesn't affect me and that is the best defence
tovasdad 3 years ago 2
Bravo!
999manman 3 years ago
Right, get off the grid, do not buy into any government or banking system
cx7800 3 years ago 2
You could always buy gold/silver with your card and get the lower fees AND real money instead of plain ole paper. Just a thought. Either way, your message still applies.
Thanks for making the point about fees and high rates.
William
PS. Good to see you making videos again.
Stealth0031 3 years ago 2
Hi Vicki,
Not a slave to the credit card companies as I don´t believe in them but here´s something to think about: The biggest bank robbers are the bankers themselves. Minus the balaclavas and baseball bats of course.
Stevie
StephenAries 3 years ago
I don't use credit cards. Never liked the idea of interest.
thecursedland 3 years ago
I looked at my interest rate for a cash advance once on my credit cards two years ago and have never used that option. And I never will. What a stupid product, is it really any different from purchasing a good or service with your credit card? No. I'm awake now and once my card is paid off, I'm going to quote Mr Trump and say, "You're Fired!".
rayme4raw 3 years ago
Very good advise!! Remember, you are dealing with your enemy! Just like the US borrows from China,Beware! You don't want them to own you! They want to own you. They want you as a slave to them. They want you to charge everthing! Don't fall into this matrix. Get away as far as you can!
huntingun1 3 years ago 3
30%of nothing is nothing. soon the value of the dollar will be nothing. Take the cash out.
rhosey001 3 years ago 2
Very Good Advice, Listern to Her,
The old saying "you never get anything for nothing"
mlyjohn 3 years ago
Good advice CV. no such thing as "easy" credit
demensha23 3 years ago 2
I'm kind of confused. Why would you not advocate maxing out your credit cards even if you do have the money to pay them all off? We (the taxpayers) are having money taken from us so that the bankers who lents to us can get their billions in bonus money, despite over 95% of U.S. constituents being against every bailout. 2 years from now (and that is being generous) a FICO score will be meaningless. Millions will have defaulted on debt. I think this our opportunity to screw the bankers. F em.
limpix84kg 3 years ago 3
Keep putting out the INFO girl!! A lot of people need to know these things.
dening77 3 years ago
a good thing to know.. if their late fee puts you over the limit they cannot legally charge you an over the limit fee.. I bought a book, read it, called my creditcard company and told them I knew what they were doin' was illegal and I got a check from them for $120.00 for 4 months of $30.00 a month over the limit fees.. we can play that game too.. good vid..
Dewdaahman 3 years ago
Once again, I have to prod my husband into watching another of your videos. He needs to watch this.... your the only vlogger he will watch, and he always seems to need a second opinion, so thankfully you are always spot on.
SkinsDeep 3 years ago
I haven't held a balance on my credit cards ever. I pay them off every month. Don't spend what you DONT HAVE. My credit cards are there for convinience and EMERGENCY. :)
overclkr 3 years ago
Great message :-)
bcj999 3 years ago
Good vid :)
Rock on !
Rockguitarnow 3 years ago
so damn happy i have never had one!
achampag 3 years ago
i personally don't have any credit cards, but I think this is great advice for people who do. Good job lookin' out the people Vickie, again GREAT advice.
sammieluvsdoomy 3 years ago
One has to read the links there.
wwe107 3 years ago
On the social security website, it says that creditors cannot garnish SSD payments. The government can garnish federal loans. This is good for anyone on social security to know before they refinance.
wwe107 3 years ago
Five Stars!!
MadBadVoodo 3 years ago
videosofthekids 3 years ago
Yep, always do the opposite of what your government tells you. The Great Destroyer Obama advised today that it's a good time to get into the stock market. I stopped contributing to my 401k on Jan 2 this year and two of my coworkers who didn't hear Obama's message stopping buying our company's stock and stopped contributing to their 401k. Even us economic idiots are learning fast. Obama will soon have no money for his deficit spending programs other than the printing press.
rayme4raw 3 years ago 3
don't use credit for cash savings , because they will want it back , best defense is to stop all credits and get out of debt , that way you won't have to own them anything ,
jmm1233 3 years ago 2
Also a good way to avoid helping them grow.
rayme4raw 3 years ago
I have a perfect credit score and sure enough they lowered my credit line! I hadn't even noticed because I seldom use them.
slobomotion 3 years ago
The last time I had a credit card was 10 years ago, I maxed it out, of course, and then had the absolute joy and pleasurable experiance to speak to the debt collectors. I did pay off eventually and I learned 2 valuable lessens. One, don't even apply for a credit card in the first place and two, if you must, then make sure you have a constant flow of income so that you can pay off the balance EACH time.
rad4life1 3 years ago
cut up your social security card, drivers license and birth certificate.
PhillipOrion 3 years ago 3
stop operating on the high seas of commerce with the pirates of usury, unjust weight and unjust measures.
PhillipOrion 3 years ago 3
Great response! Thank you for your reply
Honestly...this isn't for people who are doing great and have ample liquid reserves.
This is another "survival" tactic for those all-too-many people who have thought of their credit cards as their primary rainy day fund. Honestly, I saw plenty of them in my years of mortgage lending...
Some have NO savings and look at the credit cards as their main fallback position. IF this is the case, then MAYBE they should take a cash advance...
AwakenSafely 3 years ago
again...not a strategy for everyone at all. I'd never recommend this any other time, but the crunch is going to get worse before it gets better!
Take it from me, a former industry insider....
AwakenSafely 3 years ago
good to see you are back
1scubaman 3 years ago
very good advice. thanks!
DebTruth 3 years ago
Excelent advice:)btw, u look beautiful dahling :)
StarrJaded 3 years ago
I would suggest people buy gold and silver with that credit IF AND ONLY IF they want to do that.
davincij15 3 years ago
If you are serious about "Playing Defense" then burn all your credit cards and pay cash.
I only keep one for the few cases where you need them to buy online.
llothar68 3 years ago 2
Good advice.
PaulRevere2009 3 years ago
Didn't know about this shit, but doesn't surprise me. Thanks cv!
eneffe 3 years ago
Good Vlog.
I don't think borrowing against your credit card (take cash advance) is a wise move.
The fees and interest rates are through the roof. Yes...Cut them up!
thank you.
Tytandra007 3 years ago
this is old news something new please, already going thru this..
gow75 3 years ago