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Don't confuse the details of these loans. You can borrow a max of 97.75% of your home's value with an FHA insured loan for a purchase or a No Cash Out rate/term reduction Refinance. If you want cash out you're maxed at 95% of your home's value.
If you qualify for VA benefits you can purchase with out a down payment and not have monthly mortgage insurance. There is a funding fee to use these benefits, which can be borrowed on top of your base loan.
@jsisco0520 One thing to also mention is that if you are a disabled vet the funding fee is actually waved. I am not positive on the % but I believe it is 10% and up.
This is valuable information for a home buyer who needs to have a basic understanding of home loans. Buyers need to know this so they are not taken advantage of by unscrupulous lenders and sellers can use the information so they understand how financing will affect their home sale.
the truth
calcularhipoteca 3 months ago
very interesting
grupotusolucion 3 months ago
Informative
LAloanguy20 11 months ago
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ifginc 1 year ago
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I really liked your channel and this video. If you need any help getting this video exposed I use a site called tubeviews.(net) It has really helped like 20 of my main videos get to the top in position. Its nice.
thanks for sharing good stuff man
Gracezxasdq 3 years ago
Don't confuse the details of these loans. You can borrow a max of 97.75% of your home's value with an FHA insured loan for a purchase or a No Cash Out rate/term reduction Refinance. If you want cash out you're maxed at 95% of your home's value.
jsisco0520 3 years ago 2
If you qualify for VA benefits you can purchase with out a down payment and not have monthly mortgage insurance. There is a funding fee to use these benefits, which can be borrowed on top of your base loan.
jsisco0520 3 years ago 2
@jsisco0520 One thing to also mention is that if you are a disabled vet the funding fee is actually waved. I am not positive on the % but I believe it is 10% and up.
JMC2543 1 year ago
good clarification.
thanks for adding that valuable input.
tulsarealestate 3 years ago
This is valuable information for a home buyer who needs to have a basic understanding of home loans. Buyers need to know this so they are not taken advantage of by unscrupulous lenders and sellers can use the information so they understand how financing will affect their home sale.
fitnessnews 4 years ago