I just heard about an idea that sounds promising. A mortgage holiday for a year. That is taking the requirement for a year of mortgage payments and tacking it onto the end of a mortgage life span. So all mortgages both commercial and home mortgages payments would be suspended for one year thus freeing up an enormous amount of money while not really having the banks lose. What are your thoughts?

Obama says that he will address the mortgage situation within the next few weeks. I would assume he will lower the costs of a mortgage and or refinance of a mortgage. This is in line with your statements and I hope you continue to be correct.

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Demetrios Tzortzis